Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

View other London Capital Credit Union products

4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (927)

Excellent service

It was a great experience with London credit union, it’s easy to apply, and the money came as promised Reviewed on: 12th June 2026

So simple to join, secure and a nice clear app.

So simple to join, secure and a nice clear app. Reviewed on: 12th June 2026

I would like to take a moment to provide some positi...

I would like to take a moment to provide some positive feedback regarding my experience with London Capital Credit Union. I have successfully obtained a loan through the scheme, and I found the process straightforward and helpful. What I particularly appreciate is the payroll deduction arrangement, where repayments are taken directly from my salary. This makes managing repayments much easier and also encourages regular saving at the same time. The scheme has been very beneficial to me, and I believe it is a valuable employee benefit that supports staff with both borrowing and saving in a responsible way. Thank you for continuing to offer this service to employees. Reviewed on: 12th June 2026

The best credit union in the UK , I will...

The best credit union in the UK , I will recommend it Reviewed on: 12th June 2026

Very supportive, kind, honest and respectful.

Very supportive, kind, honest and respectful. Reviewed on: 12th June 2026

I’ve been with credit union now for 13 years I know,...

I’ve been with credit union now for 13 years I know, I can always rely and guarantee on credit union every single year. They make mine and my children’s life a lot better & easier. A lot more opportunities are available to us because of them, So thank you. Reviewed on: 12th June 2026

When i needed a loan for my fees they delivered...

When i needed a loan for my fees they delivered Reviewed on: 12th June 2026

Not all the menber where good to communique wit me...

Not all the menber where good to communique wit me Reviewed on: 12th June 2026

Helpful staff

Very helpful communication is very good Reviewed on: 12th June 2026

Efficient and approachable

The LCCU team have helped me with questions about my loan and when it was given to me, it assisted getting some banking debts cleared. Reviewed on: 12th June 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Acorn Community Bank 4.91 from 1129 reviews
Personal loan
from Lendable 4.85 from 32054 reviews
Personal loans
from Plata 4.85 from 13652 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.69 from 1761 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub