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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Always helped

Always helped even when I thought there was no chance and it is that I am grateful always for the chance and support when needed most Reviewed on: 12th June 2026

Excellent service.

Excellent service. Staff are always so friendly and efficient Reviewed on: 12th June 2026

Experienced customer service , the person on the pho...

Experienced customer service , the person on the phone explained into detail for me to understand Reviewed on: 12th June 2026

The customer service was top notch and the loan turn...

The customer service was top notch and the loan turn around time was excellent. Reviewed on: 12th June 2026

Effeciency

Since join the programme i have not had any difficuties accessing assistance with loans Reviewed on: 12th June 2026

I had good experience all the way through

I had good experience all the way through Reviewed on: 12th June 2026

Very good, nice people to do business with.

Very good, nice people to do business with. No complicated forms and very low rates. Reviewed on: 12th June 2026

I have received 2 loans from credit union and the re...

I have received 2 loans from credit union and the repayment agreement has been very reasonable and affordable. I like the encouragement to continue to save whilst you are paying off your loan. Reviewed on: 12th June 2026

My bad experience from London Capital Credit

I had a bad experiences with London Capital Credit. My mum passed away that time and I needed financial top up for my flight back home.I was not granted a loan and I was so lost despite of the grief I am experiencing that time it added to my disappointment and worries. I explained my side and yet the manager didnt felt any sympathy. Reviewed on: 12th June 2026

Fantastic service

I have been advised and helped in every way needed. Customer service is fantastic Reviewed on: 12th June 2026

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