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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.8 (570 reviews)

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4.80

Based on 570 reviews, last reviewed 17th Jun 2026

44000% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Fantastically easy to sign up and the way you put mo... Fantastically easy to sign up and the way you put money aside whilst also paying off the loan. Fantastic process Reviewed on: 17th June 2026

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (570)

Thank you

Really glad I became a member, helped me when I really needed financial assistance & also by passing on my experience to colleagues I know how much it helped them. Reviewed on: 28th April 2026

amazing company and highly recommended

amazing company and highly recommended regarding short term borrowing Reviewed on: 28th April 2026

Great experience with a Trusted Local Credit Union

So far ive had a really positive experience with LCCU, the service is professional and efficient, its a service that is focused on helping members rather than just making profit like other lenders. Access to this has been very straightforward and transparent, i like that you can manage your own account and savings. Would recommend to anyone looking for a trustworthy alternative financial solution that offer fair rates whilst also supports their local community. Reviewed on: 28th April 2026

I had a great experience staff was really helpful

I had a great experience staff was really helpful Reviewed on: 28th April 2026

Very helpful and trustworthy, and has saved me in tr...

Very helpful and trustworthy, and has saved me in tricky situations. Reviewed on: 28th April 2026

Always there for me whenever I am in need of of mon...

Always there for me whenever I am in need of of money, very reliable and trusted. Reviewed on: 28th April 2026

Theis company loan people is really helpfull and doi...

Theis company loan people is really helpfull and doing great job they help me in my hardest time and situation. Reviewed on: 28th April 2026

The best credit union

I started using London capital credit union 2-3 years ago saving and borrowing when needed and it’s saved me so many times. I’ll forget I have money saved there as it’s taken from my child benefit before the rest hits my bank. I’m able to save and borrow responsibly which saves me so much stress and help me stay out of much more debt. Reviewed on: 28th April 2026

Helpful, give good guidance,no judgment and amazing...

Helpful, give good guidance,no judgment and amazing service that is simple to use Reviewed on: 28th April 2026

Would give more thank 5 starts if I could!

I have been a member of LCU for many years and very grateful for this community bank. Has helped me save and was able to get very affordable loans. Such a great incitive and blessed to be a member. Would give more stars if I could. Reviewed on: 28th April 2026

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