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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.80
Based on 568 reviews, last reviewed 16th Jun 2026
43800% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Helper on emergency I applied for a loan in an emergency where I was so desperate and London Capital Union came through for me making mine and my family's life at ease. T... Read more Reviewed on: 16th June 2026
MISS B's avatar
MISS B

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026
LJ's avatar
LJ
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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (568)

It was a good experience the first time I requested...

5
It was a good experience the first time I requested for a loan. Reviewed on: 28th April 2026
Bukenya 's avatar
Bukenya

I’ve always found it trouble applying to loans espec...

5
I’ve always found it trouble applying to loans especially as i’m on benefits and a single mum. I needed money to do up my home for me and my child and london capital credit union instantly come up with a solution for me and made it happen Reviewed on: 28th April 2026
Chanel's avatar
Chanel

Best Move I made

5
Credit Union has helped me tremendously, with my car, holidays, fast responses, all staff are very helpful. Being with CU has also helped me to save and budget. Reviewed on: 28th April 2026
camilla.jacques@yahoo.co.uk's avatar
[email protected]

The staff have always been friendly, polite and cour...

5
The staff have always been friendly, polite and courteous. The staff are knowledgeable and very efficient at dealing with queries etc Reviewed on: 28th April 2026
Caroline D's avatar
Caroline D

Great and easy service.

5
Great and easy service. All products explained. Applying f9r loans were made easy Reviewed on: 22nd January 2026
Nkiruka O's avatar
Nkiruka O

My loan without a moan.

5
The application made for my loan was smooth with a quick turnaround. I also made 2 calls to customer service agents to clarify details who were knowledgeable and friendly. Great service from beginning to end. Reviewed on: 14th July 2025
Ian C's avatar
Ian C

Recently I was in a difficult situation with no one...

5
Recently I was in a difficult situation with no one and nowhere to turn,I have low credit history, I checked online and this came up , they walked me trough each step, no hassle also help me save money for the future , as soon as I had an agreement they put the money on my account.i have a realistic set up plan with affordable low interest rates. Reviewed on: 13th July 2025
Lisa's avatar
Lisa

Applied for loan it all went very smoothly

5
Applied for loan it all went very smoothly Reviewed on: 13th July 2025
Sam's avatar
Sam

I was so happy when London Capital Credit Union appr...

5
I was so happy when London Capital Credit Union approved my loan. I’m on a low income, and banks kept rejecting me because of my poor credit history. I needed the money urgently, and if your income is low, it’s almost impossible to get a loan — or you end up with extremely high interest rates, sometimes up to 100%. London Capital treated me with respect, offered fair terms, and gave me real peace of mind. I’m truly grateful and would recommend them to anyone in a similar situation Reviewed on: 13th July 2025
Olga's avatar
Olga

I’ve found the CU staff to be very professional and...

5
I’ve found the CU staff to be very professional and the online application format is very quick. Very happy with the service. Reviewed on: 12th July 2025
Wayne Boucaud's avatar
Wayne Boucaud

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