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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Open transparent, simple application process

Open transparent, simple application process Reviewed on: 11th June 2026

Extremely friendly and professional.

Extremely friendly and professional. Kept me calm whilst I was very stressed about money. Easy to get a hold of and the app is really easy. I love the saving part so once my loan finished, I will get a sum of money. It feels like a reward! Reviewed on: 11th June 2026

Never had issues, always helpful and friendly.

Never had issues, always helpful and friendly. easy process. Reviewed on: 11th June 2026

They have been a life saver!

They have been a life saver, i used to use pay day loans (ridiculously high APRs). Now i can borrow money and save at the same time - a win win situation! Reviewed on: 11th June 2026

LCCU is quite straightforward and good, The first...

LCCU is quite straightforward and good, The first time I am going to borrow loan, I thought I am not going to get it because my credit score was not great, when I was told it does not matter what my credit score was I was so happy and I got loan. The filling form was a bit long though. Reviewed on: 11th June 2026

The step by step was very straight forward.

The step by step was very straight forward. Accessimg my account was pretty straight forward and communication was excellent. I would highly recommend this company. Reviewed on: 11th June 2026

Easy to apply, no hidden fees and for the first time...

Easy to apply, no hidden fees and for the first time I have been able to save Reviewed on: 11th June 2026

Great Credit Union

The Credit Union Staff is efficient and helpful. A great place to get started with serious savings and having access to a loan is a bonus. Reviewed on: 11th June 2026

Good Service , Nice app and easy to use.

Good Service , Nice app and easy to use. Reviewed on: 11th June 2026

Customer service is always excellent.

Customer service is always excellent. Staff are polite and helpful. You are not kept waiting for answers and they always meet the estimated time given to resolve your enquiry. I have been with London Capital union for several years and I continue to be satisfied with the service. Reviewed on: 11th June 2026

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