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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Capital credit union support me in a great way.

Capital credit union support me in a great way. Am grateful. Reviewed on: 10th June 2026

It encourages saving at the same time repaying the l...

It encourages saving at the same time repaying the loan. Interests are low and affordable. Reviewed on: 10th June 2026

My experience

Very easy to set up it only took 5 minutes for me to join Reviewed on: 10th June 2026

Local help .

This has helped me out in times of need .. I get money paid in and withdraw when I’m struggling Reviewed on: 10th June 2026

Credit UnionHelpingCommunitiesSave andThrive.

The Credit Union is a life saver to members. Reviewed on: 10th June 2026

The loan product offers several appealing features t...

The loan product offers several appealing features that make it a strong contender for potential borrowers. Firstly, the customer service is notably friendly, which can greatly enhance the borrowing experience by providing clear communication and support throughout the process. This is particularly important for those who may be new to taking out loans or who have questions about the terms and conditions. Another significant advantage of this loan product is the fast approval process. In today’s fast-paced world, having quick access to funds can be crucial, and this feature ensures that borrowers can receive the financial assistance they need without unnecessary delays. Additionally, the loan comes with a low and affordable interest rate, which is a major benefit for those looking to minimise their borrowing costs. A lower interest rate can result in substantial savings over the life of the loan, making it a more economical choice for many individuals. Overall, this loan product combines friendly customer service, a swift approval process, and competitive interest rates, making it an attractive option for those in need of financial support. Reviewed on: 10th June 2026

Really helpful people and services

Really helpful people and services Reviewed on: 10th June 2026

Easy to communicate with, service has a personal touch.

Easy to communicate with, service has a personal touch. Reviewed on: 10th June 2026

Always very professional and swift in there response.

Always very professional and swift in there response. Reviewed on: 10th June 2026

Smart Money was a quick and reliable service.

Smart Money was a quick and reliable service. The website is very user friendly with great customer service and it really made the entire process easy Reviewed on: 10th June 2026

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