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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.81
Based on 567 reviews, last reviewed 16th Jun 2026
43700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Loan Review Very professional and team work, easy to reach customer service Reviewed on: 16th June 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026
LJ's avatar
LJ
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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

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London Capital Credit Union Loans reviews (567)

Relaxed, fast and helpful staff

5
Easy to apply and fast service. Application was simple to fill in online and it was a quick service Reviewed on: 12th July 2025
Sally H's avatar
Sally H

The whole process went smoothly.

5
The whole process went smoothly. The form was simple to fill out Reviewed on: 12th July 2025
Rebecca G's avatar
Rebecca G

Kind staff

5
I recently applied for a loan and all staff that I spoke to was very kind and helpful never had no issues getting the answers I needed. Very respectful staff members Reviewed on: 12th July 2025
Victoria 's avatar
Victoria

Consolidated Debts at Great Rates

5
I used London Captial to consolidate some of my existing debts. They gave me the lowest rate available to myself and the process was quick and easy. Reviewed on: 12th July 2025
James's avatar
James

Loan application

5
Only problem is that it took longer than expected.. Reviewed on: 12th July 2025
Robin R's avatar
Robin R

Always there when I need financial support

5
Always there when I need them and they always process as quick as they can once my application is finalised. Been with them for over 10 years and if recommend them to anyone who is interested. There payment plans are automatic so no need to worry about missing a payment definitely 5*s from me and you can save with them for that rainy day. Reviewed on: 11th July 2025
Miss B's avatar
Miss B

Best place for loans and savings

5
I was finding it difficult to save and get a loan. LCCU helped me greatly. My first place recommended to family and friends is LCCU as I know my financial issues will be supported by them. I now have flexible savings I can acess and improve. Thanks to LCCU. Great customer service and very understanding. Reviewed on: 11th July 2025
Sylvia D's avatar
Sylvia D

Am a member and was desperate for some cash and when...

5
Am a member and was desperate for some cash and when i ask ut was so awesome to know that i was rewarded the loan inspite i had a few bill am paying off. Customer service is great. I would recommend every one ro join. Reviewed on: 9th July 2025
Eugenie Thomas 's avatar
Eugenie Thomas

So helpful and a speedy and easy process.

5
So helpful and a speedy and easy process. Really helpful in a terrible situation Reviewed on: 9th July 2025
Michelle w's avatar
Michelle w

London credit has been very excellent in the way the...

5
London credit has been very excellent in the way they run their business. The staff are very professional. Reviewed on: 9th July 2025
Victor Edeki 's avatar
Victor Edeki

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