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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.81
Based on 567 reviews, last reviewed 16th Jun 2026
43700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Loan Review Very professional and team work, easy to reach customer service Reviewed on: 16th June 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026
LJ's avatar
LJ
Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

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London Capital Credit Union Loans reviews (567)

Very helpful and great service always quick with the...

5
Very helpful and great service always quick with the service they provide 10/10 Reviewed on: 8th July 2025
Nicholas w's avatar
Nicholas w

It was very good customer service was excellent

5
It was very good customer service was excellent Reviewed on: 8th July 2025
Winston Campbell's avatar
Winston Campbell

Am very glad with my recent loan

5
Am very glad with my recent loan Reviewed on: 8th July 2025
Bilikisu 's avatar
Bilikisu

Great service

5
Great service as always. The staff are always nice and friendly. Reviewed on: 8th July 2025
Lisa S's avatar
Lisa S

Highly recommend!!

5
Great service been with credit union for over 10 years great for savings and quick loans.. never had any issues. Reviewed on: 8th July 2025
Terri's avatar
Terri

Positive experience

5
Applying for a loan is straightforward. You find out within a few days the outcome. The most important thing for me this the saving money as you repay the loan. Reviewed on: 8th July 2025
Rachael P's avatar
Rachael P

Fantastic Service

5
I have saved with credit union for years and applying for my recent loan was very easy and it was processes really quickly and the money was made available. I like that I can pay off the loan and also continue to save. I also have the flexibility to pay the loan off sooner if I wish to. It is a fantastic service. Reviewed on: 8th July 2025
Kate J's avatar
Kate J

Amazing, quick and such an easy service to use, has...

5
Amazing, quick and such an easy service to use, has helped me alot Reviewed on: 8th July 2025
Rachael B's avatar
Rachael B

From beginning to end the customer service was brill...

5
From beginning to end the customer service was brilliant, really easy to apply and navigate would definitely recommend to friends and family. Reviewed on: 8th July 2025
Ashlie s's avatar
Ashlie s

Long time to make a formal decision

1
Long time to make a formal decision Reviewed on: 2nd July 2025
Ceyhan E's avatar
Ceyhan E
Reply from London Capital Credit Union Hi Ceyhan, Thank you for taking the time to provide your feedback. We understand that you may not have received a decision yet. Please note that our first-time loans can take up to 7 working days to process, and in some cases, it may extend to 10 working days. Our Credit Union loans are funded by our members' savings, so our panel is thorough in assessing loan applications. We thank you for your patience. Response date: 4th July 2025
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London Capital Credit Union

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