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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Fantastic and easy to deal with!

Fantastic and easy to deal with! Great customer service and will go out of their way to help you. Reviewed on: 9th June 2026

Had mutiple loans.

Had mutiple loans. ALways helpful and easy to manage. Good value Reviewed on: 9th June 2026

Seamless process from start to finish

Seamless process from start to finish Reviewed on: 9th June 2026

Smooth and easy when follow appropriate instrution.

Smooth and easy when follow appropriate instrution. Reviewed on: 9th June 2026

Great banking experience.

Great banking experience. Different to your usual banks because they actually listen to your needs and what they can do to help you. Top. Reviewed on: 9th June 2026

I appreciate this team so much.

I appreciate this team at this credit union so much. I was in debt management and believe it or not, they educated me and helped me come out of debt. So thank you. Reviewed on: 9th June 2026

Really good ,

Really good , low interest , money arrived quick Reviewed on: 9th June 2026

Easy to deal with, excellent service

Easy to deal with, excellent service Reviewed on: 9th June 2026

It is a very secure loans with good repayment rate

It is a very secure loans with good repayment rate Reviewed on: 9th June 2026

awful service, they ask you to do an income and expe...

awful service, they ask you to do an income and expenditure form but still decline your application Reviewed on: 9th June 2026

Reply from London Capital Credit Union Hi Laura, Thank you for your feedback. We’re sorry to hear you were disappointed with the outcome. We ask members to complete an income and expenditure assessment so we can review affordability carefully and make responsible lending decisions. Even where the figures appear workable, an application may still be declined if we cannot be confident that the loan is sustainable for the member. We understand this may be frustrating, but our priority is to avoid putting members under further financial pressure. Response date: 9th June 2026

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