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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.81
Based on 567 reviews, last reviewed 16th Jun 2026
43700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Loan Review Very professional and team work, easy to reach customer service Reviewed on: 16th June 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026
LJ's avatar
LJ
Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (567)

The staff were professional and helpful

5
The staff were professional and helpful Reviewed on: 1st July 2025
Christine 's avatar
Christine

Quick, friendly, straightforward support

5
I applied for a loan from London Captial Credit Union following a bout of financial hardship after two bereavements in my family. The terms of the loan were very agreeable and allowed me to maintain my basic needs while I repay. If I hadn’t found this option, I would have landed in very hot water with my credit card company and taken a huge hit on my credit score. As a single woman this loan is structured to help me through this difficult time annd not completely mess up my future credit. For that I’m very grateful. The staff have been more than helpful and really friendly during what can usually be a stressful and shameful time. I’d absolutely recommend them to anyone who needs a cushion during a rough ride. Reviewed on: 30th June 2025
Aleiya's avatar
Aleiya

They are amazing and very quick to answer questions...

5
They are amazing and very quick to answer questions and very quick to approve loan Reviewed on: 30th June 2025
Rebekah T's avatar
Rebekah T

A member for over 25 years recommended dozens of peo...

5
A member for over 25 years recommended dozens of people. They’ve also been highly satisfied with the service the credit Union gives Reviewed on: 26th June 2025
Brian M's avatar
Brian M

Very good reliable helped me with affordable loan

5
Very good reliable helped me with affordable loan Reviewed on: 25th June 2025
Bibi mohina Hurmat's avatar
Bibi mohina Hurmat

I am happy about their service.

5
I am happy about their service. They are reliable, dependable and professional. They are honest and trustworthy. They are the fastest solution provider and give their customers peace if mind. Charge are low, and to top it up is apart from the loan, they made it in such a that you paying the loan and also making savings. Reviewed on: 23rd June 2025
Ucha A's avatar
Ucha A

I was helped very quickly with clear instructions ab...

5
I was helped very quickly with clear instructions about how to set up a savings account. Staff were incredibly helpful Reviewed on: 18th June 2025
Mahad M's avatar
Mahad M

Very quick to respond after an application.

5
Very quick to respond after an application. Efficient and understanding as a whole team Reviewed on: 18th June 2025
Makida Smith 's avatar
Makida Smith

I had a very smooth assessment.

5
I had a very smooth assessment. It my lack of IT experience, i still got staff being very patient and supportive Reviewed on: 17th June 2025
Hindiatu K's avatar
Hindiatu K

Fast review of loan application.

5
Fast review of loan application. Given a loan based on affordability. Will not be in long term debt from the loan provided. Excellent customer service Reviewed on: 17th June 2025
Lucy m's avatar
Lucy m

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