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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Easy and helpful, the perfect credit union experienc...

5
Easy and helpful, the perfect credit union experience allowing me to also boost savings Reviewed on: 9th June 2026

I had a very smooth and straightforward form to fill...

5
I had a very smooth and straightforward form to fill out when I was applying for my first loan with a very good interest rate. And I got my second loan without stress after submitting all necessary documents. Reviewed on: 9th June 2026

very good

4
My experience was very good. Their service is very fast Reviewed on: 9th June 2026

Wonderful

5
The experience I had is so good. They understood my situation and helped me to ease off my stress by providing a loan which is the best option Reviewed on: 9th June 2026

They have helped me when I really needed it.

5
They have helped me when I really needed it. They don’t judge and are just there to truly help, also think the money saving options are really good too Reviewed on: 9th June 2026

Make repayments easy!

5
Makes repayments more easy and you can even end with some savings. Reviewed on: 9th June 2026

Excellent and approachable services ...

5
The staff are friendly and takes time to explain questions asked. Reviewed on: 9th June 2026

Ethical, great way to save as part of the loan.

5
Ethical, great way to save as part of the loan. Member focussed and no hidden fees. Reviewed on: 9th June 2026

I am so grateful for all the help received and the f...

5
I am so grateful for all the help received and the facility to apply for loans. Reviewed on: 9th June 2026

Highly recommended loans and saving credit union

5
Needed a loan few months ago. The process was extremely easy, straightforward and very quick. it was also very quick to speak with a customer support advisor to get help without long calling queue. Overall highly recommended and will most definitely keep using in the future. Reviewed on: 9th June 2026

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