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London Capital Credit Union: Loans reviews

4.81
Based on 567 reviews, last reviewed 16th Jun 2026
43700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Loan Review Very professional and team work, easy to reach customer service Reviewed on: 16th June 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026
LJ's avatar
LJ

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (567)

The loan rate is too high.

5
The loan rate is too high. The rate that was given to me was far higher than what was advertised Reviewed on: 17th June 2025

Excellent company , great team everything straight

5
Excellent company, very quick response fast on answering , Reviewed on: 17th June 2025

Good service, meet my expectations, easy approachable

4
Good service, meet my expectations, easy approachable Reviewed on: 17th June 2025

They are very accommodating and very kind and patien...

5
They are very accommodating and very kind and patient in answering all my inquiries. Reviewed on: 17th June 2025

Very fast service, cannot fault any of the process

5
Very fast service, cannot fault any of the process Reviewed on: 17th June 2025

Very good and helpful customer service

5
Very good and helpful customer service Reviewed on: 17th June 2025

I have been through domestic violence and have now b...

5
I have been through domestic violence and have now been awarded a safe property for me and my children which has come at an unexpected time and I was not prepared but by the grace of God I was awarded a loan which has enabled me to prepare to move to my safe space Reviewed on: 17th June 2025

My experience has been excellent, the customer servi...

5
My experience has been excellent, the customer service is on point and the loans are very good value for money..The loan process is also quite easy by too complicated. Reviewed on: 9th June 2025

Helpful loan application process

5
The application process is easy and was very helpful when in need of quick funds. Reviewed on: 9th June 2025

Loan was accepted & provided in good time

5
Loan was accepted & provided in good time Reviewed on: 9th June 2025

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