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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Quick to answer, without delay.

Quick to answer, without delay. They understand your needs and requests for borrowing. Reviewed on: 9th June 2026

First Loan was fine , but after that , I got denied .

First Loan was fine , but after that , I got denied . You have access to my salary . And you can take it directly from my salary. What more do you want from me to have access to Loans when I need them. Reviewed on: 9th June 2026

Reply from London Capital Credit Union Thank you for your feedback. We’re sorry to hear you were disappointed by the outcome of a later application. We understand it can feel frustrating when a previous loan was approved, but a subsequent one is declined. However, each application is assessed individually to make sure the lending remains affordable and responsible at the time of application. Access to your salary alone does not mean we can approve borrowing, as we still need to consider your wider financial situation and whether the repayment would remain sustainable. Our aim is always to support members in a way that helps, rather than puts them under further pressure. Response date: 9th June 2026

Very good.

Very good. good rates for the loans. Reviewed on: 9th June 2026

The people working with the company are very profess...

The people working with the company are very professional and kind Reviewed on: 8th June 2026

Highly recommended

Been with capital credit union for over 10 years.. never had any issues highly recommended Reviewed on: 8th June 2026

Helpful and responsive, flexible and willing to help.

Helpful and responsive, flexible and willing to help. Reviewed on: 8th June 2026

Applying for a loan was easy and straightforward.

Applying for a loan was easy and straightforward. Nothing too complicated, easy to upload documents required and the reminders were amazing. Reviewed on: 8th June 2026

Since I joined London Capital, I have benefited grea...

Since I joined London Capital, I have benefited greatly from London and all my friends has applied for loans and been approved. I appreciated London Capital. Reviewed on: 8th June 2026

Amazing customer support and communication

Amazing customer support and communication Reviewed on: 8th June 2026

Had an easy experience with the website

Had an easy experience with the website Reviewed on: 8th June 2026

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