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London Capital Credit Union: Loans reviews

4.81
Based on 567 reviews, last reviewed 16th Jun 2026
43700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Loan Review Very professional and team work, easy to reach customer service Reviewed on: 16th June 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026
LJ's avatar
LJ

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (567)

Every single time they have helped when i needed help!

5
Every single time they have helped when i needed help! hands down the best loan company i have used. I don’t even use many because i love credit union that much lol….. also Ive never been able to save this much in my savings before. Bad to say but because of credit union. I was able to do so! Reviewed on: 9th June 2025

It a great service and easy to apply for loan becaus...

5
It a great service and easy to apply for loan because it can be done online Reviewed on: 9th June 2025

Absolutely amazing team.

5
Absolutely amazing team. even though my credit score is little to nothing they still let me have a loan. It has supported me massively by being able to run my business more efficiently by buying a car. Very grateful for London capital Reviewed on: 9th June 2025

Very easy and reliable.

5
Very easy and reliable. Polite customer service who are always there to help and willing to answer questions Reviewed on: 9th June 2025

Always Approved even with an outstanding loan quick...

5
Always Approved even with an outstanding loan quick and reliable Reviewed on: 9th June 2025

A loan that tricks you into being sensible-Genius

5
“A loan that tricks you into being sensible — genius.” Got mine through the credit union I already save with. Low interest, easy process, and it makes you save while you repay. Comes out of my wages before I can spend it on takeaway or impulse buys. Honestly, it’s the smartest I’ve felt in years. Reviewed on: 1st June 2025

Always so helpful and excellent with helping with lo...

5
Always so helpful and excellent with helping with loan sc and savings Reviewed on: 30th May 2025

Helpful, informative, and timely.

5
Helpful, informative, and timely. Reviewed on: 30th May 2025

I am still waiting to hear from you

3
I am still waiting to hear from you Reviewed on: 29th May 2025

I am waiting patiently for my loan to come through a...

3
I am waiting patiently for my loan to come through and then I can review my experience Reviewed on: 28th May 2025

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