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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Customer service is good.

Customer service is good. Staff are very helpful. Reviewed on: 8th June 2026

Seems to be a problem with navigating the website an...

Seems to be a problem with navigating the website and application process. Although I completed the application and uploaded the required documents, I was still receiving emails saying I hadn't. Reviewed on: 8th June 2026

The best finacial service i have use

Clear expectations no hidden costs Reviewed on: 8th June 2026

Great experience with LCCU I've been a member with t...

Great experience with LCCU I've been a member with them for many years now. Easy to apply for a loan and payment is quite quick into your bank account. You can choose how long you can take to repay your loan and how much you can pay. Reviewed on: 8th June 2026

LONDON CAPITAL CREDIT UNION

Mt experience has been amazing and great Reviewed on: 8th June 2026

I've never had a bad experience with London capital...

I've never had a bad experience with London capital credit union, they have always been very helpful and understanding of my situation and try to help me the best they can Reviewed on: 8th June 2026

A satisfied customer

I have been able to apply for my loan and the process was a bit lengthy. I am very pleased with being able to apply and to have your help na dsupport. Reviewed on: 8th June 2026

Everything has been great, from application to funding

Everything has been great, from application to funding Reviewed on: 8th June 2026

You model is not fair on the borrowers

Though, it appears you offer the best model in terms of loans. However, I believe it is the opposite. The interest rate is too high and the loan payment is spread over a long period making me pay so much. I also comments that the amount that was tied up out of the loan payment must automatically use to reduce the interest rate. Reviewed on: 8th June 2026

Excellent customer services at LCCU

I have been with LCCU for over 10 years, I have borrowed from the numerous times without any issue. I have been able to repay my debt and borrow again. They have been very friendly and answer any question I had. I have recommended friends and family before and will continue to do so as LCCU has help me out all the time I present a borrowing application Reviewed on: 8th June 2026

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