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London Capital Credit Union: Loans reviews

4.81
Based on 564 reviews, last reviewed 16th Jun 2026
43500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good way to save and get loan with thorough checking... Good way to save and get loan with thorough checking process and given feedback asap if you qualify, what I love is that they help you save money asid... Read more Reviewed on: 16th June 2026
Godswill Enyi 's avatar
Godswill Enyi

Latest lowest rating:

1

Poor - can’t get loan because of finances although I... Poor - can’t get loan because of finances although I receive benefits Reviewed on: 15th June 2026
LJ's avatar
LJ

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (564)

It was easy to set up.

5
It was easy to set up. I like that I joined because Dudley’s castle and crystal shut down so I joined this Credit Union. Reviewed on: 13th May 2025
Reply from London Capital Credit Union Hi Darren, Thank you for your feedback. We strive to make the process of joining and applying for our products as easy and smooth as possible. Response date: 15th May 2025
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London Capital Credit Union

Clearing the Credit Cards at last!

5
I used to rely on credit cards and the debt really was the 'never never', The credit unions loans helped me escape that reliance on borrowing and as I approach retirement I now have substantial savings. Reviewed on: 7th February 2025

Anazing

5
Just the best service every time you need it. Great options for saver loans Reviewed on: 12th August 2022

Time wasters

1
I am currently with them I needed to borrow some money from them they helped me last year ..but in future will not use them again they are time waster Reviewed on: 31st October 2021

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