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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Helpful staff always there to help

4
Helpful staff always there to help Reviewed on: 8th June 2026

Quick response, good services

5
Quick response, good services. They care about customer’s complaints and act to improve concerns. Reviewed on: 8th June 2026

Very helpful service.

5
Very helpful service. Staff are brilliant, easy to save and apply for loans. Reviewed on: 8th June 2026

Customer service is spot on and they help out a lot.

5
Customer service is spot on and they help out a lot. Reviewed on: 8th June 2026

I have had a very positive experience with this cred...

5
I have had a very positive experience with this credit union. The staff are always friendly, professional, and willing to help with any questions or concerns. The application process was straightforward, and everything was explained clearly. I appreciate the fair rates, excellent customer service, and the genuine care shown to members. It feels like they truly have their customers' best interests at heart. I would highly recommend this credit union to anyone looking for a trustworthy and supportive financial institution. Reviewed on: 8th June 2026

The process of getting a loan as a member was fast a...

5
The process of getting a loan as a member was fast and stress free Reviewed on: 8th June 2026

Been with you guys for 10 years I’ve had no...

5
Been with you guys for 10 years I’ve had no problems Reviewed on: 8th June 2026

Always reliable and helpful and will definitely reco...

5
Always reliable and helpful and will definitely recommend friends and family. It has helped me a lot whilst in financial crisis Reviewed on: 8th June 2026

Honestly I don’t know what I will have done when I a...

5
Honestly I don’t know what I will have done when I am in some financial situation, they are very straight forward, and I like the payment arrangement too, honestly the best place to get a loan and I am not worried about miss payments, and I like that they don’t judge if you are on benefits they help everyone as long as you are honest Reviewed on: 8th June 2026

The service is very seamless and direct.

5
The service is very seamless and direct. The staffs are very helpful also. Reviewed on: 8th June 2026

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