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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Really good

5
Really good and awesome just loved it Reviewed on: 7th June 2026

Best Loan Experience

5
It was easy to apply and the process was simplified and very efficient! Reviewed on: 7th June 2026

I am happy with the London credit union as it provi...

4
I am happy with the London credit union as it provided me when I needed and I m thankful for the support that I was given when I needed I would like to recommend to others also Reviewed on: 7th June 2026

easy to follow and swift

5
The process was easy to follow and swift Reviewed on: 7th June 2026

Technology savvy, smooth application process

5
Technology savvy, smooth application process Reviewed on: 7th June 2026

Very accommodating in hard times.

5
Very accommodating in hard times. In times when all else appears to have stalled, your assistance has provided the needed response. Reviewed on: 7th June 2026

Best Credit Union

5
London Capital Union has the best staff and the service is excellent. They respond swiftly to your queries either by email, phone conversations or text messages. Reviewed on: 7th June 2026

A no brainer

5
Had a loan with LCU through my job, its like you dont realise yiur paying off a loan as the money is not in your pocket then yiu gotta pay it out again. When its finished being paid off its extra bonus in my wages. A no brainer. Reviewed on: 7th June 2026

They get to know and understand your financial situa...

5
They get to know and understand your financial situation and don't just judge on a credit score Reviewed on: 7th June 2026

Easy to open an account, excellent customer service...

5
Easy to open an account, excellent customer service I always receive a quick reply to any query. Reviewed on: 7th June 2026

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