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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

I once borrowed a loan it was easy to pay back the i...

4
I once borrowed a loan it was easy to pay back the interest was reasonable Reviewed on: 6th June 2026

Very friendly but professional staff.

5
Very friendly but professional staff. The inline form was straight forward and understandable Reviewed on: 5th June 2026

Very helpful when needed and good support

5
Very helpful when needed and good support Reviewed on: 5th June 2026

Life changing help 5 stars

5
I cannot recommend Credit Union London highly enough. From start to finish, the service I received was professional, friendly, and genuinely supportive. The application process was straightforward, communication was excellent, and I always felt treated with respect and understanding. What stands out most is their commitment to helping people rather than judging them. Any questions I had were answered promptly, and the staff were patient, knowledgeable, and reassuring throughout. In a world where financial organisations can often feel impersonal, Credit Union London provides a service that feels caring, trustworthy, and focused on its members’ wellbeing. I am extremely grateful for their help and would not hesitate to recommend them to anyone looking for ethical, reliable financial support. Thank you to everyone at Credit Union London for your outstanding service Reviewed on: 5th June 2026

Personalised Assessment

5
London Capital Credit Union considered my personal circumstances and in addition put a plan to support me with saving for the future. Reviewed on: 5th June 2026

Helpful, quick service and simple process

5
Helpful, quick service and simple process Reviewed on: 5th June 2026

I have been using them for 10 years.

5
I have been using them for 10 years. Exceptional. Reviewed on: 5th June 2026

No judgement - loan has helped me get ontop of my de...

5
No judgement - loan has helped me get ontop of my debts - a life saver for someone drowning in payday loans with bad credit Reviewed on: 5th June 2026

Good service, they are always helpful.

5
Good service, they are always helpful. Reviewed on: 5th June 2026

I applied for more than one loan from capital.

5
I applied for more than one loan from capital. London credit union and they always grant me even if it's small loan They still grant me, and I'm grateful for that. So I would definitely recommen Reviewed on: 5th June 2026

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