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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

London Capital has always been there for me.

5
London Capital has always been there for me. Thank you Reviewed on: 5th June 2026

Excellent customer service

5
Excellent customer service who always try their best to acknowledge issues. Turn around time for loans is also very good Reviewed on: 5th June 2026

Very efficient and quick with loan

5
Very efficient and quick with loan Reviewed on: 5th June 2026

Very easy and straightforward process, while offerin...

5
Very easy and straightforward process, while offering value for your savings and loans. Reviewed on: 5th June 2026

CapitalCreditUnion is the best if you need a loan..

5
I was really in need of a loan and the credit Union didn't hesitate to offer me the money that I needed Reviewed on: 5th June 2026

I am very happy with them, they make everything bett...

5
I am very happy with them, they make everything better than the regular banks. Reviewed on: 5th June 2026

Fast effective experience, a nice feeling knowing th...

5
Fast effective experience, a nice feeling knowing there’s help out there Reviewed on: 5th June 2026

Smooth and straightforward.

5
Smooth and straightforward. Communication was clear and fast Reviewed on: 5th June 2026

Easy access and wonderful product

5
Easy access and wonderful product Reviewed on: 5th June 2026

The saver loan has helped me to take control of my f...

5
The saver loan has helped me to take control of my finances , stabilize my situation, and built towards a better future. I am very grateful. They have really assessed me for who and where I am now. Feels great to be treated as a human being and not just a credit score. For the first time in my life, I feel like I am building healthy finances. Reviewed on: 5th June 2026

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