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London Capital Credit Union: Loans reviews

4.77
Based on 860 reviews, last reviewed 7th Jul 2026
69100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service. Excellent service.. been saving and getting loans with capital credit union for over 10 years and never had any issues.. Reviewed on: 7th July 2026
Terri's avatar
Terri

Latest lowest rating:

1

Excellent - quality customer service. It went smoothly. I had no problems in obtaining a small grant. Reviewed on: 7th July 2026
Ugo O's avatar
Ugo O

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (864)

Been given 2 loans, when I’ve needed it the most to...

5
Been given 2 loans, when I’ve needed it the most to pay off bills. Reviewed on: 28th April 2026

I have being a member of capital credit union for ov...

5
I have being a member of capital credit union for over 5 years. I have received support to access credit and obtain loan, especially when I am in emergency situation. The team are helpful and and the loan rate is not on the roof compare to what is obtainable in the market. If you are a member count yourself to be lucky. Reviewed on: 28th April 2026

Really easy to apply and customer service was amazin...

5
Really easy to apply and customer service was amazing every time. Reviewed on: 28th April 2026

Great company

5
I’ve had 2 loans from them now there affordable and easily contactable Reviewed on: 28th April 2026

Excellent Financial Services

5
I'm able to save, check my balance and withdraw money easily. My inquiries were attempted to promptly. And when I needed loan, it granted without hassle. Reviewed on: 28th April 2026

Just really good experience with them happy customer

5
Just really good experience with them happy customer Reviewed on: 28th April 2026

Great helpful support from the customer service

5
Great helpful support from the customer service Reviewed on: 28th April 2026

I’ve had a very positive experience

5
I’ve had a very positive experience with London Capital Credit Union for both loans and savings service. The process was clear and efficient, and the staff were friendly, knowledgeable, and genuinely member‑focused. I would happily recommend them. Reviewed on: 28th April 2026

Very useful, and everytime I have apply for a loan i...

5
Very useful, and everytime I have apply for a loan it’s went well without any problem. I’m really satisfied with the service Reviewed on: 28th April 2026

A true Credit Union,perfect for this time and age!

4
London Capital Credit Union have been a reliable Credit union with very supportive staff. Reviewed on: 28th April 2026

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