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London Capital Credit Union: Loans reviews

4.76
Based on 927 reviews, last reviewed 13th Jul 2026
75000% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026
CLAUVET WATSON's avatar
CLAUVET WATSON

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026
IG's avatar
IG

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Exceptional Customer Service and Value

5
My experience with London Capital Credit Union has been nothing short of exceptional. The team is always helpful, approachable, and willing to assist whenever needed. Their service is straightforward, hassle-free, and delivered with professionalism from start to finish. They offer excellent value for money and make the entire process simple and stress-free. I would highly recommend them to anyone looking for a reliable and customer-focused financial service. Reviewed on: 5th June 2026

My recent experience was great.

5
My recent experience was great. I did the online forms and with in the wee I was approved. Reviewed on: 5th June 2026

LCCU helped massively when agreeing to a debt consol...

5
LCCU helped massively when agreeing to a debt consolidation loan. I was making payments on high interest credit cards each month and not really getting anywhere. However after receiving the loan and paying the cards off in full financially I'm much better off and mentally free from the cloud of debt that was hanging over for so long. Reviewed on: 5th June 2026

They have always helped me with affordable loans whe...

5
They have always helped me with affordable loans whenever I needed it. Reviewed on: 5th June 2026

5 star review

5
Very helpful. When spoken to someone they’ve always been very polite and understanding. Really have helped me in hard times. Would recommend to family and friends also would use London capital again in the future. Reviewed on: 5th June 2026

Great experience, and clear communication

5
Great experience, and clear communication Reviewed on: 5th June 2026

Straoght forward, good customer service all attentio...

5
Straoght forward, good customer service all attention to detail and straight to your account . Lots of FAQ with answers available Reviewed on: 5th June 2026

Very helpful and friendly staff and great communicat...

5
Very helpful and friendly staff and great communication Reviewed on: 5th June 2026

Fantastic

5
Always there when in hard financial times - always considerate about my feelings and never judges my credit history. Helps me save weekly instead of always relying on credit and gets you out of the debt circle. I’ve been having less money worries since joining the union. Reviewed on: 5th June 2026

They work Swiftly and professionally,no delays

5
They work Swiftly and professionally,no delays Reviewed on: 5th June 2026

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