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London Capital Credit Union: Loans reviews

4.77
Based on 860 reviews, last reviewed 7th Jul 2026
69100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service. Excellent service.. been saving and getting loans with capital credit union for over 10 years and never had any issues.. Reviewed on: 7th July 2026
Terri's avatar
Terri

Latest lowest rating:

1

Excellent - quality customer service. It went smoothly. I had no problems in obtaining a small grant. Reviewed on: 7th July 2026
Ugo O's avatar
Ugo O

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (863)

Credit union has been amazing for me and my family o...

5
Credit union has been amazing for me and my family over the years. I have managed to save and to get loans to help with holidays etc for my children Reviewed on: 28th April 2026

I did receive my loan in less than one week...

4
I did receive my loan in less than one week thank you Reviewed on: 28th April 2026

Credit Union has always been open and transparent.

5
Credit Union has always been open and transparent. The process is thorough yet straightforward and provides outcome in a timely fashion. I love that there's never any judgement and feel soo much more confident in approaching them with my request. They are my first choice when applying for a loan due to the low cost interest applied. I also like that I never miss a payment due to payment being taken directly from my salary. Reviewed on: 28th April 2026

I have a good and excellent experience so far

5
I have a good and excellent experience so far Reviewed on: 28th April 2026

My excellent Experience with LCU

5
I have been able to recommend not less than 11 persons because when i joined they were never biased and always very prompt to answer either via phone,emails...LCU is so efficient and reliable .prompt in Loan issuance and savings.I can trust them always. Reviewed on: 28th April 2026

Really helped me save and with a loan

5
Really helped me save and with a loan Reviewed on: 28th April 2026

Excellent organisation - Actually Helps People

5
Really good organisation that helps people in need without prejudice! A rarity these days. Reviewed on: 28th April 2026

Smooth transduction and processing

5
Smooth transduction and processing Reviewed on: 28th April 2026

Amazing team always happy to help

5
Amazing team always happy to help Reviewed on: 28th April 2026

Swift Response.

5
Swift Response. Clarity on requirements no hassle Reviewed on: 28th April 2026

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