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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.77 (862 reviews)

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4.77

Based on 860 reviews, last reviewed 7th Jul 2026

69100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Excellent service. Excellent service.. been saving and getting loans with capital credit union for over 10 years and never had any issues.. Reviewed on: 7th July 2026

Latest lowest rating:

1

Excellent - quality customer service. It went smoothly. I had no problems in obtaining a small grant. Reviewed on: 7th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (862)

My experience has been excellent with all the team

My experience has been excellent with all the team who review my applications. They have always been supportive and considerate, especially during times when I needed urgent help. I truly appreciate all the support I have received during difficult situations. I would highly recommend joining the Credit Union to anyone looking for reliable and stress-free financial support. Reviewed on: 28th April 2026

Without the LCU I don't think I could coup, they are...

Without the LCU I don't think I could coup, they are part of my every day life. Reviewed on: 28th April 2026

immediate response on application of loan.

immediate response on application of loan. Easy to upload documents for approval. Reviewed on: 28th April 2026

Amazing lender

Amazing lender to deal with, very straight forward no hassle application and they helped me when others wouldn’t, highly recommend. Reviewed on: 28th April 2026

I have been a member for over 10 years with no probl...

I have been a member for over 10 years with no problems at all they are reliable sensible and overall very trustworthy there service is excellent there timescales are incredible and I have managed to save where I wouldn’t of been able to otherwise Reviewed on: 28th April 2026

Easy to join and easy to apply for a loan.

Easy to join and easy to apply for a loan. Reviewed on: 28th April 2026

Loan approved quickly with better APR than elsewhere

I have been saving there credit union for some time. I needed a consolidation loan and the checks were done very quickly and efficiently and I got my loan approved and got an APR better than other places Reviewed on: 28th April 2026

Excellent, Supportive and Professional Service

I always have a really positive experience with London Capital Credit Union from start to finish. The service has always been professional, reliable and supportive, which made everything feel much less stressful. The team are approachable, patient and clear in their communication, taking the time to explain things properly and making sure I felt comfortable and well-informed throughout. I always felt valued as a member and treated with respect. What stood out most to me was the level of care and understanding shown. It’s clear they genuinely want to support their members and provide a service you can trust. I truly appreciate the support I’ve received and would not hesitate to recommend London Capital Credit Union to others. Reviewed on: 28th April 2026

My experience with Credit Union has always been an e...

My experience with Credit Union has always been an excellent one, Credit Union is a listening organisation who takes always takes the needs of their client aboard. The staffs appear to understand the needs of their clients by providing clients with useful information that can help to build client's confidence up. Staff empowers individual to step up. Credit Union is transparent in all their dealings with clients. Their been open to customers has always helped me to trust them with my savings. Clients can run to them in time of needs for advice and the organisation will give you options that you can choice from to meet your financial needs. The interest rate the Organisation charges their client is low making it possible to clients to borrow money from them and easy to pay back because of the low interest rate charged.. Reviewed on: 28th April 2026

London Capital Credit Union helped me out when no-on...

London Capital Credit Union helped me out when no-one else would. Highly recommended. Thank you Reviewed on: 28th April 2026

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