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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

At first, I thought it was a scam which kept me worr...

At first, I thought it was a scam which kept me worried because by then I all my information was gone and sine money has been paid first. I was given some days to allow documentation to be checked but it didn't reach the actual days I was given and I received my loan money. I was impatience. Reviewed on: 29th April 2026

Prompt. Swift

Prompt. No problems. Clear communication Reviewed on: 29th April 2026

Great experience with London Capital Credit union.

I have had no difficulties with using credit union. They have been very quick with their processes and very efficient when reaching out for further supporting documentation. Reviewed on: 29th April 2026

Simple and clear

straightforward process. the communication was on point. Reviewed on: 29th April 2026

1st Review

Joined last year 2025 in December and have had a pleasant experience to date. It was not a hustle and I am happy with their service. Reviewed on: 29th April 2026

Reply from London Capital Credit Union Thank you for your thoughtful feedback. At London Capital Credit Union, we are member-owned and focused on long-term wellbeing, enabling us to provide clear and honest support. Response date: 29th April 2026

Absolutely one if the best banks in the UK I have ha...

Absolutely one if the best banks in the UK I have had an amazing experience with credit union they are so helpful Reviewed on: 29th April 2026

LCCU, always ready to help in short time and in emer...

LCCU, always ready to help in short time and in emergency.Very grateful Reviewed on: 29th April 2026

Would recommend to anyone!

The consolidation loan is fantastic, it's really helped me take control of my money and stop worrying about the extra fees I was having to pay every month. Reviewed on: 29th April 2026

Enormous Gratitude

I have been in very difficult position financially and Credit Union provided support and assistance. After balancing my debt and clearing off monthly, Credit union also helped me secure a study loan, which I am enormously grateful. Apart that, my saving account on Credit union, helps me secure some savings that I am unable to touch, but very useful for my goals. Reviewed on: 29th April 2026

I find the team at London Capital Credit Union very...

I find the team at London Capital Credit Union very understanding and most helpful. Reviewed on: 29th April 2026

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