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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

I’ve had a very positive experience

I’ve had a very positive experience with London Capital Credit Union for both loans and savings service. The process was clear and efficient, and the staff were friendly, knowledgeable, and genuinely member‑focused. I would happily recommend them. Reviewed on: 28th April 2026

Very useful, and everytime I have apply for a loan i...

Very useful, and everytime I have apply for a loan it’s went well without any problem. I’m really satisfied with the service Reviewed on: 28th April 2026

A true Credit Union,perfect for this time and age!

London Capital Credit Union have been a reliable Credit union with very supportive staff. Reviewed on: 28th April 2026

Fast approval

The app is user friendly and if you are a member even with small savings, the approval rate is high. Very helpful when you are in need with very low interest. Reviewed on: 28th April 2026

Credit union has been amazing for me and my family o...

Credit union has been amazing for me and my family over the years. I have managed to save and to get loans to help with holidays etc for my children Reviewed on: 28th April 2026

I did receive my loan in less than one week...

I did receive my loan in less than one week thank you Reviewed on: 28th April 2026

Credit Union has always been open and transparent.

Credit Union has always been open and transparent. The process is thorough yet straightforward and provides outcome in a timely fashion. I love that there's never any judgement and feel soo much more confident in approaching them with my request. They are my first choice when applying for a loan due to the low cost interest applied. I also like that I never miss a payment due to payment being taken directly from my salary. Reviewed on: 28th April 2026

I have a good and excellent experience so far

I have a good and excellent experience so far Reviewed on: 28th April 2026

My excellent Experience with LCU

I have been able to recommend not less than 11 persons because when i joined they were never biased and always very prompt to answer either via phone,emails...LCU is so efficient and reliable .prompt in Loan issuance and savings.I can trust them always. Reviewed on: 28th April 2026

Really helped me save and with a loan

Really helped me save and with a loan Reviewed on: 28th April 2026

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