Write a review

Newsletter

Go to business site

London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

View other London Capital Credit Union products

4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

Review London Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

London Capital Credit Union Loans reviews (927)

Excellent organisation - Actually Helps People

Really good organisation that helps people in need without prejudice! A rarity these days. Reviewed on: 28th April 2026

Smooth transduction and processing

Smooth transduction and processing Reviewed on: 28th April 2026

Amazing team always happy to help

Amazing team always happy to help Reviewed on: 28th April 2026

Swift Response.

Swift Response. Clarity on requirements no hassle Reviewed on: 28th April 2026

Extremely satisfying to know there is some help avai...

Extremely satisfying to know there is some help available when needed Reviewed on: 28th April 2026

My experience has been excellent with all the team

My experience has been excellent with all the team who review my applications. They have always been supportive and considerate, especially during times when I needed urgent help. I truly appreciate all the support I have received during difficult situations. I would highly recommend joining the Credit Union to anyone looking for reliable and stress-free financial support. Reviewed on: 28th April 2026

Without the LCU I don't think I could coup, they are...

Without the LCU I don't think I could coup, they are part of my every day life. Reviewed on: 28th April 2026

immediate response on application of loan.

immediate response on application of loan. Easy to upload documents for approval. Reviewed on: 28th April 2026

Amazing lender

Amazing lender to deal with, very straight forward no hassle application and they helped me when others wouldn’t, highly recommend. Reviewed on: 28th April 2026

I have been a member for over 10 years with no probl...

I have been a member for over 10 years with no problems at all they are reliable sensible and overall very trustworthy there service is excellent there timescales are incredible and I have managed to save where I wouldn’t of been able to otherwise Reviewed on: 28th April 2026

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from GiffGaff Money (inactive company) 4.21 from 5 reviews
Peer to Peer Lending (discontinued)
from MoneyThing (inactive company) 4.05 from 1 reviews
Personal loan
from thisbank 4.94 from 700 reviews

Want to see more from London Capital Credit Union?

Savings
from London Capital Credit Union 4.68 from 1761 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub