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London Capital Credit Union: Loans reviews

4.77
Based on 859 reviews, last reviewed 7th Jul 2026
69000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When i had very poor credit score i got loan from lo... When i had very poor credit score i got loan from london capital credit union at lower interest rate Reviewed on: 7th July 2026
Junais M's avatar
Junais M

Latest lowest rating:

1

Excellent - quality customer service. It went smoothly. I had no problems in obtaining a small grant. Reviewed on: 7th July 2026
Ugo O's avatar
Ugo O

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (860)

London Credit Union has helped me to recover from cr...

5
London Credit Union has helped me to recover from credit card debt that was drowning my finances every month with high interest repayments. They were friendly, no judgemental and personable. This has actually been life changing for me. Reviewed on: 28th April 2026

Great company and always happy to help with anything...

5
Great company and always happy to help with anything that is needed Reviewed on: 28th April 2026

It was a good experience the first time I requested...

5
It was a good experience the first time I requested for a loan. Reviewed on: 28th April 2026

I’ve always found it trouble applying to loans espec...

5
I’ve always found it trouble applying to loans especially as i’m on benefits and a single mum. I needed money to do up my home for me and my child and london capital credit union instantly come up with a solution for me and made it happen Reviewed on: 28th April 2026

Best Move I made

5
Credit Union has helped me tremendously, with my car, holidays, fast responses, all staff are very helpful. Being with CU has also helped me to save and budget. Reviewed on: 28th April 2026

The staff have always been friendly, polite and cour...

5
The staff have always been friendly, polite and courteous. The staff are knowledgeable and very efficient at dealing with queries etc Reviewed on: 28th April 2026

Great and easy service.

5
Great and easy service. All products explained. Applying f9r loans were made easy Reviewed on: 22nd January 2026

My loan without a moan.

5
The application made for my loan was smooth with a quick turnaround. I also made 2 calls to customer service agents to clarify details who were knowledgeable and friendly. Great service from beginning to end. Reviewed on: 14th July 2025

Recently I was in a difficult situation with no one...

5
Recently I was in a difficult situation with no one and nowhere to turn,I have low credit history, I checked online and this came up , they walked me trough each step, no hassle also help me save money for the future , as soon as I had an agreement they put the money on my account.i have a realistic set up plan with affordable low interest rates. Reviewed on: 13th July 2025

Applied for loan it all went very smoothly

5
Applied for loan it all went very smoothly Reviewed on: 13th July 2025

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