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London Capital Credit Union: Loans reviews

View other London Capital Credit Union products
4.77
Based on 859 reviews, last reviewed 7th Jul 2026
69000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When i had very poor credit score i got loan from lo... When i had very poor credit score i got loan from london capital credit union at lower interest rate Reviewed on: 7th July 2026
Junais M's avatar
Junais M

Latest lowest rating:

1

Excellent - quality customer service. It went smoothly. I had no problems in obtaining a small grant. Reviewed on: 7th July 2026
Ugo O's avatar
Ugo O
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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (860)

I was so happy when London Capital Credit Union appr...

5
I was so happy when London Capital Credit Union approved my loan. I’m on a low income, and banks kept rejecting me because of my poor credit history. I needed the money urgently, and if your income is low, it’s almost impossible to get a loan — or you end up with extremely high interest rates, sometimes up to 100%. London Capital treated me with respect, offered fair terms, and gave me real peace of mind. I’m truly grateful and would recommend them to anyone in a similar situation Reviewed on: 13th July 2025
Olga's avatar
Olga

I’ve found the CU staff to be very professional and...

5
I’ve found the CU staff to be very professional and the online application format is very quick. Very happy with the service. Reviewed on: 12th July 2025
Wayne Boucaud's avatar
Wayne Boucaud

Loan request treated on time and communicate decisio...

5
Loan request treated on time and communicate decision in simple clear terms Reviewed on: 12th July 2025
Ayinde B's avatar
Ayinde B

Easy, straightforward application process and a quic...

4
Easy, straightforward application process and a quick decision. Top notch! Reviewed on: 12th July 2025
Stephan's avatar
Stephan

Veryappreciate..

5
Very appreciate that I was able to offered something Reviewed on: 12th July 2025
Mariama Kamara's avatar
Mariama Kamara

instructions and communication throughout...

5
Very clear instructions and communication throughout the stages of contact from representatives. Reviewed on: 12th July 2025
Lavern Buchanan's avatar
Lavern Buchanan

Great service and easy to navigate the app and emplo...

5
Great service and easy to navigate the app and employees deal with queries sufficiently Reviewed on: 12th July 2025
Tara M's avatar
Tara M

Trust worthy

5
I’m so happy and satisfied that there’s a company that I can trust and have confidence in around money. I like their procedures or ways of practice so to ensure that everyone is treated fairly with no discrepancies. They are honest and transparent. The staff both telephone and in person are respectful. These motivates me to stay with them. Reviewed on: 12th July 2025
Chioma O's avatar
Chioma O

Quick and efficient

5
Didn't remember my password and called customer service lines. Service was very efficient and quick and had my details within 5 minutes. Thank you Reviewed on: 12th July 2025
Marcos santos's avatar
Marcos santos

Quick and efficient

5
Didn't remember my password and called customer service lines. Service was very efficient and quick and had my details within 5 minutes. Thank you Reviewed on: 12th July 2025
Marcos santos's avatar
Marcos santos

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