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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

Excellent Service You Can Trust

I’ve had a really positive experience with London Capital Credit Union. The service has always been friendly, professional, and easy to access. They genuinely care about their members and offer fair, supportive financial options. Highly recommend for anyone looking for a trustworthy and community-focused alternative to traditional banks. Reviewed on: 28th April 2026

Fast , good communication , easy access to website a...

Fast , good communication , easy access to website and account , understanding staff Reviewed on: 28th April 2026

I needed a loan, I was recommended credit union by a...

I needed a loan, I was recommended credit union by a friend, everything was very straight forward and easy to deal with. It has great features like the savings. Have recommended to many people. Thank you for helping me in my time of need. Reviewed on: 28th April 2026

Helpful Team.

Kind, Polite , Helpful and did not make you feel uncomfortable when asking for further information, made you feel at ease. Reviewed on: 28th April 2026

Process is good

Process is good usually receive prompt responses and loans are credited to my account in a timely fashion Reviewed on: 28th April 2026

My experience with London credit union is very good...

My experience with London credit union is very good and I recommend people to join Reviewed on: 28th April 2026

Very helpful people, good app to manage money.

Very helpful people, good app to manage money. Would recommend Reviewed on: 28th April 2026

Thank you

Really glad I became a member, helped me when I really needed financial assistance & also by passing on my experience to colleagues I know how much it helped them. Reviewed on: 28th April 2026

amazing company and highly recommended

amazing company and highly recommended regarding short term borrowing Reviewed on: 28th April 2026

Great experience with a Trusted Local Credit Union

So far ive had a really positive experience with LCCU, the service is professional and efficient, its a service that is focused on helping members rather than just making profit like other lenders. Access to this has been very straightforward and transparent, i like that you can manage your own account and savings. Would recommend to anyone looking for a trustworthy alternative financial solution that offer fair rates whilst also supports their local community. Reviewed on: 28th April 2026

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