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London Capital Credit Union: Loans reviews

4.77
Based on 859 reviews, last reviewed 7th Jul 2026
69000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
7%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When i had very poor credit score i got loan from lo... When i had very poor credit score i got loan from london capital credit union at lower interest rate Reviewed on: 7th July 2026
Junais M's avatar
Junais M

Latest lowest rating:

1

Excellent - quality customer service. It went smoothly. I had no problems in obtaining a small grant. Reviewed on: 7th July 2026
Ugo O's avatar
Ugo O

About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (860)

Very quick to respond after an application.

5
Very quick to respond after an application. Efficient and understanding as a whole team Reviewed on: 18th June 2025

I had a very smooth assessment.

5
I had a very smooth assessment. It my lack of IT experience, i still got staff being very patient and supportive Reviewed on: 17th June 2025

Fast review of loan application.

5
Fast review of loan application. Given a loan based on affordability. Will not be in long term debt from the loan provided. Excellent customer service Reviewed on: 17th June 2025

The loan rate is too high.

5
The loan rate is too high. The rate that was given to me was far higher than what was advertised Reviewed on: 17th June 2025

Excellent company , great team everything straight

5
Excellent company, very quick response fast on answering , Reviewed on: 17th June 2025

Good service, meet my expectations, easy approachable

4
Good service, meet my expectations, easy approachable Reviewed on: 17th June 2025

They are very accommodating and very kind and patien...

5
They are very accommodating and very kind and patient in answering all my inquiries. Reviewed on: 17th June 2025

Very fast service, cannot fault any of the process

5
Very fast service, cannot fault any of the process Reviewed on: 17th June 2025

Very good and helpful customer service

5
Very good and helpful customer service Reviewed on: 17th June 2025

I have been through domestic violence and have now b...

5
I have been through domestic violence and have now been awarded a safe property for me and my children which has come at an unexpected time and I was not prepared but by the grace of God I was awarded a loan which has enabled me to prepare to move to my safe space Reviewed on: 17th June 2025

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