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London Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.76 (927 reviews)

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4.76

Based on 927 reviews, last reviewed 13th Jul 2026

75000% increase in 5 star reviews

in the past 90 days

800% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

London capital credit union has help me get though s... London capital credit union has help me get though so many hurdles and also help me to save whilst paying back my lone Reviewed on: 13th July 2026

Latest lowest rating:

1

I am extremely disappointed that London Capital Cred... I am extremely disappointed that London Capital Credit Union declined my loan application. As a single parent, I applied for the loan to help consolid... Read more Reviewed on: 9th July 2026

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About this product

To apply for a London Capital Credit Union loan, you must first join as a member.

You have to pay your first deposit of £20 minimum to your London Capital Credit Union savings account before any loan funds can be paid to you. You can borrow between £200 and £30,000 (£40,000 if you’re a homeowner).

London Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Loans reviews (927)

I’ve always found it trouble applying to loans espec...

I’ve always found it trouble applying to loans especially as i’m on benefits and a single mum. I needed money to do up my home for me and my child and london capital credit union instantly come up with a solution for me and made it happen Reviewed on: 28th April 2026

Best Move I made

Credit Union has helped me tremendously, with my car, holidays, fast responses, all staff are very helpful. Being with CU has also helped me to save and budget. Reviewed on: 28th April 2026

The staff have always been friendly, polite and cour...

The staff have always been friendly, polite and courteous. The staff are knowledgeable and very efficient at dealing with queries etc Reviewed on: 28th April 2026

Great and easy service.

Great and easy service. All products explained. Applying f9r loans were made easy Reviewed on: 22nd January 2026

My loan without a moan.

The application made for my loan was smooth with a quick turnaround. I also made 2 calls to customer service agents to clarify details who were knowledgeable and friendly. Great service from beginning to end. Reviewed on: 14th July 2025

Recently I was in a difficult situation with no one...

Recently I was in a difficult situation with no one and nowhere to turn,I have low credit history, I checked online and this came up , they walked me trough each step, no hassle also help me save money for the future , as soon as I had an agreement they put the money on my account.i have a realistic set up plan with affordable low interest rates. Reviewed on: 13th July 2025

Applied for loan it all went very smoothly

Applied for loan it all went very smoothly Reviewed on: 13th July 2025

I was so happy when London Capital Credit Union appr...

I was so happy when London Capital Credit Union approved my loan. I’m on a low income, and banks kept rejecting me because of my poor credit history. I needed the money urgently, and if your income is low, it’s almost impossible to get a loan — or you end up with extremely high interest rates, sometimes up to 100%. London Capital treated me with respect, offered fair terms, and gave me real peace of mind. I’m truly grateful and would recommend them to anyone in a similar situation Reviewed on: 13th July 2025

I’ve found the CU staff to be very professional and...

I’ve found the CU staff to be very professional and the online application format is very quick. Very happy with the service. Reviewed on: 12th July 2025

Loan request treated on time and communicate decisio...

Loan request treated on time and communicate decision in simple clear terms Reviewed on: 12th July 2025

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