Write a review

Go to business site

London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.78 (822 reviews)

View other London Capital Credit Union products

4.78

Based on 822 reviews, last reviewed 16th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

86%

11%

Latest highest rating:

5

I registered and was communicated with quickly I registered and was communicated with quickly Reviewed on: 16th July 2025

Latest lowest rating:

1

Unfair treatment of loan denial to a customer who ha... Unfair treatment of loan denial to a customer who has actively saved over a year without any withdrawal only to seek loan afterwards and its loan deni... Read more Reviewed on: 15th July 2025

Read all reviews See your review

About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

London Capital Credit Union Savings reviews (822)

Review of the London Capital Credit Union, Savings:

A True Financial Lifeline

I cannot speak highly enough of my experience with this credit union. From the moment I joined, it became clear that this wasn’t just another financial institution—it was a genuine partner in my financial well-being. At a time when I was feeling overwhelmed and uncertain about my financial future, the credit union offered me guidance, support, and a sense of stability that I hadn’t found elsewhere. What truly sets them apart is their commitment to empowering members rather than exploiting them. Instead of pushing loans or encouraging unnecessary debt, the credit union consistently promoted the value of saving and building healthy financial habits. They helped me set realistic savings goals and offered tools and incentives to achieve them. Slowly but surely, I watched my savings grow—something I hadn’t thought possible just a few years ago. Their approach has changed the way I think about money. I no longer feel like I’m constantly trying to catch up or stay afloat. With their support, I’ve built a financial cushion that gives me peace of mind. I now approach financial decisions with confidence and clarity, thanks to the foundation they helped me create. Joining this credit union was one of the best financial decisions I’ve ever made. They’ve been a true lifeline, and I’m deeply grateful for their unwavering support and their mission to help people thrive—not just survive. Reviewed on: 23rd May 2025

Reply from London Capital Credit Union Hi Dioanne, Thank you so much for your heartfelt review. We’re delighted to hear that our focus on ethical support, saving, and financial empowerment has made a positive difference for you. Our mission is to help members build confidence, stability, and healthy financial habits. Your journey is what we strive to achieve.—guiding members to achieve their goals and thrive. We’re grateful for your trust and proud to have been part of your financial success. Response date: 23rd May 2025

Delay in withdrawing money from my saving

I requested to withdraw money from my savings into my bank account, I requested it on Friday evening, I did not receive the whole weekend and not even Monday morning I have not receive the money. Reviewed on: 14th July 2025

Reply from London Capital Credit Union Hi Harriet, Thank you for your feedback. We apologise for any inconvenience this may have caused. As we are not a bank, we must go through a process in which the Co-op Bank is responsible for distributing the funds to the member's nominated bank account. Additionally, please note that any withdrawal requests made after 3 PM on a working day will be processed and sent out to the member by 5 PM on the next working day. We hope this information clarifies the withdrawal process. Response date: 14th July 2025

Honest, ethical, and community-focused

I’ve had a good experience with London Capital Credit Union. Their customer service is friendly, and the loan process was simple with fair rates. I really like that they’re ethical and support the local community. The only downside is their app—it could be more modern. Still, I’d definitely recommend them if you’re after fair, no-frills banking. Reviewed on: 14th July 2025

always ready to help

They are always ready to help when I needed a loan Reviewed on: 14th July 2025

I highly recommend 10%

I feel very secure with LCCU , however I feel customer care is not very prompt with responses! Reviewed on: 14th July 2025

Really helped me out when no body else would give me...

Really helped me out when no body else would give me a chance Reviewed on: 13th July 2025

Very good credit union, I can save money and can wit...

Very good credit union, I can save money and can withdraw it without any difficulties. Thanks so much Reviewed on: 13th July 2025

Very easy to apply and great customer service

Very easy to apply and great customer service Reviewed on: 13th July 2025

Good money handler.

It’s quite handy for emergency situations. Reviewed on: 13th July 2025

Have got a sweet experience about London capital cre...

Have got a sweet experience about London capital credit union. Reviewed on: 13th July 2025

low interest, easy to borrow plus very affordable mo...

low interest, easy to borrow plus very affordable monthly payments Reviewed on: 13th July 2025

Do you have a different London Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings Account
from Chime 0.00 from 0 reviews
Deposit Account
from Secure Trust Bank 3.21 from 7 reviews
Savings
from Voyager Alliance Credit Union 4.86 from 444 reviews

Want to see more from London Capital Credit Union?

Loans
from London Capital Credit Union 4.82 from 83 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub