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Loqbox: Credit score builder reviews

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4.77
Based on 1,124 reviews, last reviewed 14th Aug 2025
53% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
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1%
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5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

Great service

5
It is great to have a service that helps you build your credit while saving some money Reviewed on: 24th August 2023
Hani Salem's avatar
Hani Salem

Scam - they didn't build credit score

1
The app actually did not improve my credit score, even after 6 weeks after paying. On top of that there is no easy way to cancel, it still takes your money if you click cancel membership. It took 1 extra billing cycle's money from me for loqbox membership even though I cancelled it. In order to cancel you have to pay £30 to loqbox grow to get your savings back. Reviewed on: 1st August 2023
Abin J's avatar
Abin J

Scam

1
Do not use, I paid £10 per month membership, my credit rating improved whilst I was a member and a few days after cancellating my subscription my rating dropped to lowe.r than it had been to start. It’s all a massive con. Reviewed on: 1st August 2023
Joanna 's avatar
Joanna

Daylight robbery

1
Tried to unlock my savings early and was forced into opening an account with one of their partner banks to get my money! If I chose to unlock the amount into my existing account they charged me £30! Absolute joke, avoid avoid avoid Reviewed on: 14th July 2023
Ross Gilson's avatar
Ross Gilson

Loqbox saver

5
Loqbox is an excellent way to save comfortably within your means and build your credit report / file. They explain things clearly in the app and I have seen my rating sore since I started using them. Reviewed on: 14th June 2023
adrianhaldane's avatar
adrianhaldane

A scam! Please Avoid

1
This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023
Adam Blaby's avatar
Adam Blaby

They literally take 200 pound from my savings without a reason

1
They are a scam they stole 200 of my money saying that they sent it to my but clearly not still even showing in the app Reviewed on: 3rd May 2023
Hicham 's avatar
Hicham

Fantastic!

5
Easy to set up an account. After one year, I could easily withdraw my savings (minus a £30 fee) and my credit score did go up by 200 points as promised. Very useful app, so I've continued into year two. My credit score can't improve too much more, so I opted for the free basic package and use this more like a savings account now. Reviewed on: 5th April 2023
DSouter79 's avatar
DSouter79

Helpful app

5
Lots of informative emails great money saving app easy to do Reviewed on: 27th March 2023
morgi.burke23@gmail.com's avatar
[email protected]

It's ok to slightly boost your credit score

2
It's ok to slightly boost your credit score however they force you to open an unwanted bank account simply to withdraw you're own money fee free. This is just a way for the banks to make money more than to help the customer. Poor. Reviewed on: 25th March 2023
Ryan's avatar
Ryan

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