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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.67 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

It was confusing at first.

It was confusing at first. I wasn’t sure what I signed up to. How ever after a few months i was getting offered multiple credit cards. So it definitely helped. I’m just hoping after the year it doesn’t disappoint Reviewed on: 8th July 2025

In tests but is good until now

I am still in tests with you guys but is all good until now. Reviewed on: 8th July 2025

Hopefully this improves my credit score

Still not sure how this really works to improve my credit score, just waiting to see... I tried to use the tools available but I don't understand how it helps me. Customer service tried to help but some issues are not resolved. Reviewed on: 8th July 2025

I had no problems to open the account when my friend...

I had no problems to open the account when my friend advised me about loqbox. I am happy to come across loqbox, their services are what I wanted. No regrets. Reviewed on: 8th July 2025

My credit score was 20 and since setting up this is...

My credit score was 20 and since setting up this is has gone up Reviewed on: 8th July 2025

New Customer

I’ve only recently signed up to Loqbox save and grow. So far my experiehas been straightforward and I’m hoping it positively impacts my credit rating. Seems to be a no brainer if used for savings and not as a loan to be paid back. Time will tell. Reviewed on: 8th July 2025

Great for building credit step by step

Loqbox has been really helpful for improving my credit score in a safe and structured way. The app is easy to use, and I like that I can save money while building credit at the same time. It's a smart idea and perfect for anyone starting their credit journey in the UK. I’ve seen positive changes in my credit score since joining, and the monthly updates help me stay on track. Highly recommended! Reviewed on: 8th July 2025

Easy, supportive and informative!

It has been very easy to understand and explained perfectly. It’s really tailored to your own experience and circumstances. I have already seen improvements to my credit score which I wouldn’t have been able to do without loqbox! I was really scared to do it at first but I love how much information is given and easy to understand with the layout of everything on the website. I feel supported in all aspects. Wish I did it sooner. Reviewed on: 8th July 2025

When I needed a quick solution Loqbox was there for...

When I needed a quick solution Loqbox was there for me immediately. Their solution removed the stress from this very important transaction and for that I couldn’t recommend them more. Reviewed on: 8th July 2025

Very easy to use and a good way to increase your cre...

Very easy to use and a good way to increase your credit score Reviewed on: 8th July 2025

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