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Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
83% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
Martin g's avatar
Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (1126)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Very well structured easy to understand and you guys...

5
Very well structured easy to understand and you guys value your customers. Reviewed on: 8th July 2025

Must have for bad credit!

5
Easy to set up, easy to make contact with customer service. Makes saving easy whilst also building a good credit rating. Reviewed on: 8th July 2025

I’m with Loqbox from few months and work perfectly!

5
I’m with Loqbox from few months and work perfectly! Reviewed on: 8th July 2025

I've noticed my credit go up with the use of Loqbox...

4
I've noticed my credit go up with the use of Loqbox it also has other benefits and makes things appear clear and simple Reviewed on: 8th July 2025

easy setup and credit score boost

5
very easy to setup and helps steadily build my credit score Reviewed on: 8th July 2025

positive...

5
i enjoys seeing my money being used in a positive way Reviewed on: 8th July 2025

I’ve been using Loqbox for a while now, and honestly...

5
I’ve been using Loqbox for a while now, and honestly, it’s one of the easiest and smartest ways I’ve found to build my credit. It’s straightforward, no hidden fees, and it actually helps you see progress as you go. The app is simple to use, and I feel like I’m in control of improving my credit score without any hassle. Definitely recommend it to anyone wanting to get their credit on track! Fingers crossed I win that £1,000—would be amazing! Reviewed on: 8th July 2025

Very easy to use, helpful for gaining credit

5
Very easy to use, helpful for gaining credit Reviewed on: 8th July 2025

My Experience with Loqbox

5
Using Loqbox has been one of the best financial decisions I’ve made. I started with the goal of improving my credit score while building up some savings, and it’s delivered on both fronts. The whole process was simple and transparent from the beginning I chose a monthly amount I was comfortable saving, and Loqbox reported those payments to the credit reference agencies. Over time, I started to see real improvements in my credit score, which gave me more confidence when applying for things like a phone contract and even looking into a future mortgage. What I really appreciated was that the money I was “paying” wasn’t lost at the end of the term, I got it all back and transferred it to a savings account. Loqbox helped me build better financial habits, and I genuinely feel more in control of my money now. I’d definitely recommend it to anyone who wants to improve their credit score without getting into debt. It’s an easy, risk-free way to take charge of your financial future. Reviewed on: 8th July 2025

A really great inexpensive way to improve your credi...

5
A really great inexpensive way to improve your credit history when your score is stagnating. Also so easy to manage.. So far a brilliant experience. Reviewed on: 8th July 2025