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Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
84% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
Martin g's avatar
Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (1126)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

I think it’s a good way to start saving and building...

4
I think it’s a good way to start saving and building credit but I just think it’s way too expensive for what it does. I think it is too difficult to navigate how to access what you are paying for and to stop that, and it would be so much more easy to manage with an app. Reviewed on: 28th June 2025

My experience was mixed to be honest.

5
My experience was mixed to be honest, I had difficulties setting up the credit card. My advisor Kiri was superb the bad point they do not provide you with a card. Reviewed on: 28th June 2025

Excellent to build up cr.edit score.

5
Excellent customer service and better to build up credit scores. Reviewed on: 28th June 2025

I am fairly new to loqbox, about 3 months in to bein...

5
I am fairly new to loqbox, about 3 months in to being a user. I have seen a change in my score for the positive although i am still understanding the features i do see this as a good way to build my credit back up. It's user friendly, interactive and engaging. I would like to see basic everyday language to inform new users what things mean and how they work could be helpful - in reels or slides. Reviewed on: 28th June 2025

Brilliant product

5
I used Loqbox for a year and saw a noticeable difference in my score. The staff are friendly and I like their ethos Reviewed on: 28th June 2025

Good for improving credit score whilst saving some cash

4
Good for improving credit score whilst saving some cash Reviewed on: 28th June 2025

Great concept, poor support

3
Asked to close all my accounts, support never got back to me, which meant when I didn’t pay this was shown on my credit file. Support never got back to me and still waiting a response from my second request! Reviewed on: 28th June 2025

Helping me improve my credit score significantly sin...

5
Helping me improve my credit score significantly since i joined loqbox! Reviewed on: 27th June 2025

Great experience using Loqbox.

5
Great experience using Loqbox. It has helped me to improved my credit score and save money at the same time. Reviewed on: 27th June 2025

Amazing credit building app, the best one with all t...

5
Amazing credit building app, the best one with all the best offers. The credit limit is quite helpful for keeping up with membership payments. Reviewed on: 27th June 2025