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Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
84% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
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Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (1126)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

I've used loqbox a few times to build my credit rating.

4
I've used loqbox a few times to build my credit rating. It has worked well and I've been happy with the service. Reviewed on: 25th June 2025

oqbox is a smart way to build credit while saving mo...

5
oqbox is a smart way to build credit while saving money. I found the setup quick and appreciated that it doesn't require a hard credit check. Within a few months, my credit score improved noticeably. The concept of saving monthly while boosting your credit is simple and effective. Their financial tips are also a nice touch.However, the free version is limited, and unlocking savings without choosing a partner bank isn’t very flexible. A bit more clarity on that upfront would help. Overall, it’s a great tool for improving your credit responsibly—especially for those just starting out. Reviewed on: 25th June 2025

My experience with loqbox so far is highly recommend...

4
My experience with loqbox so far is highly recommended to other especially if you just start to build your credit it's a good way to start Reviewed on: 25th June 2025

A simple idea and great to boost credit score

5
A simple idea and great to boost credit score Reviewed on: 25th June 2025

boost credit score

5
I use loqbox to boost my credit score and it works really well Reviewed on: 25th June 2025

Like how it helps you to build your credit score and...

5
Like how it helps you to build your credit score and what thing can do to improve it witch helps lot Reviewed on: 25th June 2025

It has actually been such a game-changer.

5
It has actually been such a game-changer. A credit-building, money-saving piggy bank with so many useful, easy-to-use features. My credit has increased significantly since I started, after an old phone bill had been following me around for a few years. The sense of relief has been incredible. I absolutely recommend this to my friends, family and anyone else. What a company Reviewed on: 25th June 2025

I am happy with this credit builder because it has a...

5
I am happy with this credit builder because it has a lot of good features and also makes it easy to build credit and also allows for it to build gradually over time Reviewed on: 25th June 2025

I have just started using Loqbox and it is fantasti...

5
I have just started using Loqbox and it is fantastic in building up my credit because I have poor credit and it is a brilliant idea to save money while you build your credit up and also it’s fantastic idea that I can link my rent to Loqbox and that will go towards my credit building Reviewed on: 25th June 2025

I loved that I was in full control of how much I sav...

5
I loved that I was in full control of how much I saved, and at the end of the 12 months, I got all my money back. There were no hidden fees or surprises, which made it feel really trustworthy. And the best part? My credit score improved significantly—something I’d been struggling to do for years Reviewed on: 25th June 2025