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Loqbox: Credit report and building reviews

Name: Credit report and building
Rating: 4.75 (1128 reviews)

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4.75

Based on 1,128 reviews, last reviewed 2nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

Good concept!

Good concept!! It has clearly made a big difference to my credit scoring and improved it. Reviewed on: 25th June 2025

Great platform for building credit.

I have used Loqbox on various occasions as they making saving money and building my credit rating really easy and transparent. There are no hidden fees or nasty surprises either which is refreshing. I will continue to use Lowbox in the future and have already recommended them to a number of friends and family members. Reviewed on: 25th June 2025

Good excellent service and well done

Good excellent service and well done Reviewed on: 25th June 2025

Pretty good and fast improving on my credit score.

Pretty good and fast improving on my credit score. I’m very happy with the results achieved. Reviewed on: 25th June 2025

My 2nd LOQBOX

I recently opened an LOQBOX after falling short on my credit rating due to an unpaid c.card I used an LOQBOX scheme a few years ago to bring me back up (£6 per month for a year)was pleased to see there were now more options to choose from. I now have a savings account that I will have paid back to me in a year , it’s £2500- exactly what I need for the car I want once I sell my tin can . By then my credit rating- if paid regularly will be better than ever. Once again I can start financing with retailers so I don’t have to pay for everything outright. knowing Im saving regularly man’s I don’t have to think about the pennies so much when thinking of a holiday or Christmas Reviewed on: 25th June 2025

Need to try

Brilliant idea, would recommend to anyone. Reviewed on: 25th June 2025

Great and easy to use thank you

Great and easy to use thank you for such a great tool Reviewed on: 25th June 2025

Thanks Lobox

Always satisfied because Lobox always helps me understand my credit score Reviewed on: 25th June 2025

100/100 very nice

Thanks to help for everything very good and helpful Reviewed on: 25th June 2025

Great product - superb service

Great customer experience when dealing with the support team, the product makes a huge impact to those who are actively trying to improve credit score. Reviewed on: 24th June 2025

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