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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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7%
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1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit report and building reviews (1128)

Review of the Loqbox, Credit report and building:

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024

I am very new to loqbox and I am absolutely loving!

5
I am very new to loqbox and I am absolutely loving! Somebody close to me recommended it to me and I am finally building my credit! Reviewed on: 24th June 2025

Loqbox is a great way to build credit score when you...

5
Loqbox is a great way to build credit score when you need it quickly Reviewed on: 24th June 2025

The best decision I made.

5
Just an amazing place great customer service and always on had to give advice has boosted my score amazingly. I was able to get the loan I wanted at a great rate. Reviewed on: 24th June 2025

My friend told me that Loqbox could help me build a...

5
My friend told me that Loqbox could help me build a great credit score. I did not believe such is possible until I saw it myself. All I can say I am happy I give it a try. Reviewed on: 24th June 2025

From poor to better credit score

5
I have been using Loqbox for more than 2 years and it truly helped building my credit score to a better one. Thanks for your services and I will highly recommend this to my freinds and colleagues. Reviewed on: 24th June 2025

Great my credit has been increased

5
Great my credit has been increased Reviewed on: 24th June 2025

Needs to simplify the site a bit more

4
Needs to simplify the site a bit more Reviewed on: 24th June 2025

Easy access

5
Transactions are seamless and account user friendly Reviewed on: 24th June 2025

Excellent Service

5
Loqbox has been a fantastic tool for building my credit score while also encouraging good saving habits. The setup was straightforward, and the monthly payments are manageable and clearly explained. Customer service has been responsive and professional whenever I had a question. It’s a brilliant concept that really helps people take control of their financial future. Highly recommended for anyone looking to improve their credit in a smart, structured way. Reviewed on: 24th June 2025

Great for saving and building credit score

4
Great for saving and building credit score Reviewed on: 24th June 2025