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Loqbox: Credit building reviews

4.57
Based on 1,913 reviews, last reviewed 13th Jul 2026
66800% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Simple easy to use great for building credit Simple easy to use great for building credit Reviewed on: 13th July 2026
Sharaine l's avatar
Sharaine l

Latest lowest rating:

1

as applying for a loan but took me into this site s... Was applying for a loan but took me into this site so thought it was a scam Reviewed on: 12th July 2026
James w's avatar
James w

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1919)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Good for renter as helps keep a record of payment...

5
Good for renter as helps keep a record of payment Reviewed on: 7th June 2026

Simple and effective

5
Simple set up, explained excellently so you know what you are doing. And u get the money back so essentially it’s free Reviewed on: 7th June 2026

Loqbox has to be the best out there, my credit score...

5
Loqbox has to be the best out there, my credit score has steadily improved since i joined. you'll get way more than the value of your money. Reviewed on: 7th June 2026

I have been trying to improve my credit rating and s...

5
I have been trying to improve my credit rating and save money at the same time. It was a vicious cycle of keeping up payments or putting money in my ISA towards saving. I was acutely aware i was failing at both. It was on a occasion whistle checking my credit score when i saw Loqbox. This wasn't the first i time i had heard about this creditbuilding and saving scheme. A family member has been a member going on three years. You have the options of an amount affordable for you. If i could sum it up i would say its borrowing in reverse that adversely improves your credit options. You arnt bound as to say a contract with strict criteria. However,as with all agreements there is an element of a transactional regulations. You have nothing to lose plus all the money you have saved other a time period agreed,is yours to spend on whatever you like when you withdraw it. It is a no brainer besides Loqbox brains take the weight off your shoulders. So go on,take a leap just like i did. Happy Loqboxing. Reviewed on: 7th June 2026

Credit has improved after one week already.

5
Credit has improved after one week already. Really nice app Reviewed on: 7th June 2026

I joined Loqbox as I had a bad credit score and desp...

5
I joined Loqbox as I had a bad credit score and desperately wanted the opportunity to improve it. Whilst many companies rejected me outright, loqbox have provided me a way of building my score in a manageable way, authentically and it has improved not just my score but my sense of esteem about rectifying some bad credit history from when I was young. Reviewed on: 7th June 2026

Always straight forward and helpful

4
Always straight forward and helpful Reviewed on: 7th June 2026

Good customer service and recoomended

5
Good customer service recommended Reviewed on: 7th June 2026

Great tool for building creadit

5
I've been using Loqbox to help improve my credit history, and it has been a smooth experience so far. The platform is clear, easy to navigate, and it really helps you stay disciplined with your credit-building goals. Highly recommended for anyone looking to boost their score. Reviewed on: 7th June 2026

Loqbox has helped me be better with my money, helped...

5
Loqbox has helped me be better with my money, helped with struggles and also provided great advice on any questions I have Reviewed on: 7th June 2026