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Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
16% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
Martin g's avatar
Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (1126)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Love Loqbox!

5
I have loved using Loqbox. I have been able to save money as well as build my credit score enough to secure a new credit card and start rebuilding my file. Reviewed on: 9th July 2025

Used to improve credit score and already see a diffe...

5
Used to improve credit score and already see a difference Reviewed on: 9th July 2025

Excellent

5
Carnt praise them enough they have helped me so much Reviewed on: 9th July 2025

Must do to approve credit rating

5
Very good my credit rating has gone up so quickly Reviewed on: 9th July 2025

Vary good Help a lot and would recommend

5
Vary good Help a lot and would recommend Reviewed on: 9th July 2025

Within 2 months I saw an improvement in my credit sc...

5
Within 2 months I saw an improvement in my credit score. And the advice provided is easy to apply and relevant. Reviewed on: 9th July 2025

Really easy to use and has helped me boost my credit...

5
Really easy to use and has helped me boost my credit score Reviewed on: 9th July 2025

I signed up to Loqbox knowing it was a credit buildi...

3
I signed up to Loqbox knowing it was a credit building account and would have to pay a monthly subscription of £20 per month. What I wasn’t aware of is the £2.50 every week! And then was also unaware of the Bolton that I had {NOT} knowingly agreed too. Which was another £20 per month. So that was taken from my account for a few months now aswell as the £20 subription and £12.00 a week for the service. I have now cancelled the bolt on but still have the account I been trying to open the Loqbox to take my money, But it will not let me! And says I haven’t paid enough in to be able to or I have to pay £30 to get it withdraw transfer to another account. no when trying to cancel the whole thing it also says I have t paid enough in! Having said all of that it has made an I’mprovement on my credit already and would be happy to keep Loqbox if I could afford it Reviewed on: 9th July 2025

I can highly recommend Loqbox.

5
I can highly recommend Loqbox. The website is extremely helpful and signing up has been instrumental in gaining back my credit health. It has been a great start to motivating me as I have watched my credit score increase and improve my financial reliability and stability. Reviewed on: 9th July 2025

Worked as they stated it would, credit score is flyi...

5
Worked as they stated it would, credit score is flying up & I’ve got access to two £200 loans throughout the year. £7 fees could be abit less though but beggars can’t be choosers. Reviewed on: 9th July 2025