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Loqbox: Credit building reviews

4.57
Based on 1,921 reviews, last reviewed 13th Jul 2026
67400% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

I’ve just started using loqbox and my experience so... I’ve just started using loqbox and my experience so far has been excellent it is very easy to use and straight forward. Reviewed on: 13th July 2026
Millie's avatar
Millie

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1921)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

I'm very pleased with Loqbox so far, especially afte...

5
I'm very pleased with Loqbox so far, especially after speaking with one of their assistants who clarified a few things about my Gold membership. To be honest, it's quite expensive, but there's also a positive side to it: having to wait 24 months before accessing my money helps me avoid impulsive spending. Of course, the savings don't grow like they would in an ISA, but my main goal is improving my credit profile. I was quite sceptical that this card and service would actually make a difference, but I decided to give it a try. I'll see how things look after about a year, and I'm hopeful that my credit score will improve. So far, the experience and customer support have been very good. Reviewed on: 3rd June 2026

save and get a better score

5
good features not least the link with savings and increasing credit score Reviewed on: 3rd June 2026

Feeling motivated

4
Im still in the early stages of using Loqbox, however it has taken a weight off my mind to know that I am actively trying to help myself with their support. Reviewed on: 3rd June 2026

Signed up for it thinking it was something to check...

1
Signed up for it thinking it was something to check my credit score- finds out after a few charges that it's some kind of account with money in it? Like a credit card I assume- anyway I've not spent any money on it and they still won't let me cancel! So not great, now I get bugged daily for money I haven't spent, so I can close my account :) Reviewed on: 3rd June 2026

Why did you take money a my account why

5
Why did you take money a my account why Reviewed on: 3rd June 2026

Such a good experience and motivating around plannin...

5
Such a good experience and motivating around planning good things for my future even though I’d nearly given up on my finances Reviewed on: 3rd June 2026

really my credit score is not improving

3
really my credit score is not improving Reviewed on: 3rd June 2026

Loqbox has been nothing short of INSTRUMENTAL in sha...

5
Loqbox has been nothing short of INSTRUMENTAL in shaping, rebuilding and amending my credit journey. Easy to use, excellent services & fantastic Reviewed on: 3rd June 2026

I had an ok credit score but I needed improving this...

5
I had an ok credit score but I needed improving this has helped greatly would recommend Reviewed on: 3rd June 2026

Good service that allows credit building but for

4
Good service that allows credit building but for Reviewed on: 3rd June 2026