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Manchester Credit Union: Loans reviews

4.93
Based on 2,173 reviews, last reviewed 13th Mar 2026
44% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very helpful from start to finish. very helpful from start to finish. thank you would highly recommend Reviewed on: 13th March 2026
Daniel M's avatar
Daniel M

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2173)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very helpful when setting up and easy to manage and...

5
Very helpful when setting up and easy to manage and save money Reviewed on: 12th June 2025

They are great loaning company and have savings as w...

5
They are great loaning company and have savings as well. Reviewed on: 12th June 2025

Very good customer service nothing is ever a hassle...

5
Very good customer service nothing is ever a hassle to the staff Reviewed on: 12th June 2025

Great service all round customer service and service...

5
Great service all round customer service and services 10 out of 10 Reviewed on: 12th June 2025

Manchester Credit Union Review

5
Manchester Credit Union has helped me when I have needed money in a fast and helpful manner , the savings account aspect of the loans is a great idea and is also helpful for money needs when the loan has been repaid. I love recommending credit unions to friends and family. Reviewed on: 12th June 2025

Mcu has supported me to consolidate my loan and that...

5
Mcu has supported me to consolidate my loan and that has made it worthy and convenient too Reviewed on: 12th June 2025

MCR are quick at responding, really helpful and reli...

5
MCR are quick at responding, really helpful and reliable. Also accurate with payments and customer service is also brilliant Reviewed on: 12th June 2025

Excellent all round

5
The app is quick and easy to use and when calling about a query MCU has excellent customer service which is speedy and reliable Reviewed on: 12th June 2025

I love the credit union.

5
I love the credit union. I have my money paid in monthly. Then the loans are simply to apply for, they take it from my money before I get it so it’s easy paying back and not loads of interest like other providers Reviewed on: 12th June 2025

BEEneficial (beneficial)

4
Been with my a few years now very Good experience with then. Highly recommended. Reviewed on: 12th June 2025