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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (3929 reviews)

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4.84

Based on 3,928 reviews, last reviewed 11th Jul 2026

343% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s always a good experience satisfaction is always... It’s always a good experience satisfaction is always guaranteed. Very friendly and reliable team, very efficient staff Reviewed on: 11th July 2026

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3929)

thank you

Helped my family over the years when stuck at xmas or birthdays Reviewed on: 22nd April 2026

Good loans, don’t even notice it coming out

Good loans, don’t even notice it coming out Reviewed on: 22nd April 2026

Couldn’t recommended MCU enough.

Couldn’t recommended MCU enough. They have helped me massively over the years and they have this great feature where once you pay off a certain amount of your loan you can then re apply to withdraw that portion again. Not only that - they have this great saving feature on the side so not only are you paying back the loan. You’re saving at the same time !! Honestly I don’t know where I’d be without MCU. It has really come in handy over the years and helped massively. The customer service is amazing and the payouts are fast. Thankyou for everything MCU. Reviewed on: 22nd April 2026

They are very helpful in everyway

They are very helpful in everyway Reviewed on: 22nd April 2026

Applied for a family loan, process was simple and easy.

Applied for a family loan, process was simple and easy. Reviewed on: 22nd April 2026

Always friendly and very helpful.

Always friendly and very helpful. Reviewed on: 22nd April 2026

Quick and profesional .

Quick and profesional . Recomended to everyone. Simple and easy service. Reviewed on: 22nd April 2026

It’s like saving as theres no interest rate so helps...

It’s like saving as theres no interest rate so helps a lot Reviewed on: 22nd April 2026

It’s very easy and convenient.

It’s very easy and convenient. And also we have an option to repay the amount whenever we want in between. Reviewed on: 22nd April 2026

Best experience

I’ve had a really positive experience with Manchester Credit Union when it comes to loans. The whole process was straightforward and easy to understand, which made a big difference for me. I didn’t feel overwhelmed or confused at any point, and everything was explained clearly. What stood out the most was how supportive and respectful the staff were. They took the time to listen to my situation without any pressure or judgment, and I felt like they genuinely wanted to help rather than just approve a loan. That personal approach made me feel comfortable and confident in my decision. The loan itself was affordable, with fair repayment terms that suited my budget. It helped me manage my finances without adding extra stress, which is something I really value. Payments were simple to set up, and I always knew where I stood. Overall, I would definitely recommend Manchester Credit Union to anyone looking for a reliable and trustworthy loan provider. They offer a service that feels personal, fair, and focused on helping people rather than just making profit. Reviewed on: 22nd April 2026

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