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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2124 reviews)

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4.94

Based on 2,124 reviews, last reviewed 30th Dec 2025

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

For me I have good experience with Manchester union...

For me I have good experience with Manchester union and it was very helpful during the time of need Reviewed on: 11th June 2025

I love that I can let my savings build up and in tim...

I love that I can let my savings build up and in times of need cash it in. Its a brilliant service and would be lost without it. Thank you Reviewed on: 11th June 2025

Everything went smoothly from start to finish would...

Everything went smoothly from start to finish would definitely recommend Reviewed on: 11th June 2025

Very good credit union.

Very good customer service, easy to save money. If I have any queries staff are fast to respond, and dividends have been excellent on my savings :) Reviewed on: 11th June 2025

MCU helped me during a difficult time

I needed a small loan for an unexpected expense so I dropped into the wythenshawe branch of MCU and they were so helpful. I have since paid it back in easily affordable payments. Without the help from MCU I would have been stuck in a difficult situation. Reviewed on: 11th June 2025

I get the money straight away in my bank and no fear...

I get the money straight away in my bank and no fear if I don’t have any money left as I can always take it out from the amount of remaining left Reviewed on: 11th June 2025

Just a great experience all round friendly staff gre...

Just a great experience all round friendly staff great communication easy forms filling out and you can always rely on credit union Reviewed on: 11th June 2025

Apt communication, seamless processing and timely di...

Apt communication, seamless processing and timely disbursement Reviewed on: 11th June 2025

Great Service

I put.my child benefit into MCU I had 500 loan which was really easy to complete. No problems. It also very helpful to be able to withdraw what you have paid back 150.00 for struggling parents this option is ideal Reviewed on: 11th June 2025

Incredible service

The update of the app/process has been amazing. It is now so much easier to access funds when ready and available, with an instant transfer. Any time I have had to contact it has been pleasant and helpful. I wish I’d known about Manchester Credit Union sooner. The year I found out about it me and my child was homeless, and it was really beneficial to us to have this service available. Reviewed on: 11th June 2025

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