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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2166)

Received so much support..

Received so much support when setting up my account, applying for the family loan and even after with any questions I may have had, so friendly and above all such a positive experience Reviewed on: 11th June 2025

Affordable loans and savings for the future

Great service when I called up about loan products . Opted for a family loan . My request was made promptly . I love the fact that MCU take out some of the repayments to add to a savings account . I have set up a monthly direct debit to pay more into this account and it’s the first time I have made progress in saving some cash towards a house deposit . Exceptional service Reviewed on: 11th June 2025

The loan approval process was simple and fast and th...

The loan approval process was simple and fast and the rates are fair Reviewed on: 11th June 2025

It was great everything was so easy and they constan...

It was great everything was so easy and they constantly stayed in contact though out the whole process I was very impressed with how they handled everything Reviewed on: 11th June 2025

Really good and fast and excellent customer service.

Really good and fast and excellent customer service. Reviewed on: 11th June 2025

Good :) helped us out a lot financially.

Good :) helped us out a lot financially. Reviewed on: 11th June 2025

Excellent services

I have applied for 3 loans and the service I have received every time was awesome Reviewed on: 11th June 2025

Always fast response and easy loan application, also...

Always fast response and easy loan application, also great that you can save in an account too Reviewed on: 11th June 2025

Really good service, very helpful, i recommend of yo...

Really good service, very helpful, i recommend of your struggling. I will continue to use this service for a very long time. There’s also a lottery you can do which is drawn out monthly. All in all the best experience I’ve ever received Reviewed on: 11th June 2025

It's has always been quick and easy to get my family...

It's has always been quick and easy to get my family loand and my top up from them and now if I need a top up loan I usually get it same day Reviewed on: 11th June 2025

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