Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2124 reviews)

View other Manchester Credit Union products

4.94

Based on 2,124 reviews, last reviewed 30th Dec 2025

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2124)

Manchester Union Credit is reliable support

Since I have joined Manchester Crédit Union, I have applied for three loans and was granted without a lot of bureaucracy. It is a liable support when you need urgent money to support your family. Reviewed on: 11th June 2025

i have used credit union for 8 years and never had a...

i have used credit union for 8 years and never had any issues, great service and lovely staff whenever i have had to phone up Reviewed on: 11th June 2025

Excellent service got the loan smoothly.

Excellent service got the loan smoothly. Specially the customer service amazing Reviewed on: 11th June 2025

Had Great Experience With Mcu Couldn’t Ask For Bette...

Had Great Experience With Mcu Couldn’t Ask For Better Loan Service Reviewed on: 11th June 2025

Great customer service

Very helpful on the phone and via emails. Guide you through the process of taking out a loan and are very clear with the interest Reviewed on: 11th June 2025

I've only ever had a great experience since I joined...

I've only ever had a great experience since I joined MCU. It's a great way to get you through tough times and I'd recommend it to anyone who is in need of finance help at short notice. With its low cost easy payment term's.. Reviewed on: 11th June 2025

nothing but great customer service always...

I get nothing but great customer service always get my questions answered in a proper and professional manner. Reviewed on: 11th June 2025

Very good service apart from take ages to answer pho...

Very good service apart from take ages to answer phone sometimes 10 times to get through other than that they are brilliant Reviewed on: 11th June 2025

Great company

I have been with MCU for many years and they have provieded me with an amazing service and have always beel clear and easy to access. Reviewed on: 11th June 2025

Never let me down once and if cannot help always hav...

Never let me down once and if cannot help always have a few other options to advise me upon Reviewed on: 11th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Lending Stream 4.93 from 2495 reviews
Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews
Loans
from Wave Community Bank 4.91 from 222 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub