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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2166)

Always been there when I have needed help

Always been there when I have needed help Reviewed on: 11th June 2025

Very competetivev on interest for loans

i joined up via Mcr City Council. Then applied for a loan. good service throughout. answered all my questions about process and accepted me for a loan. i now repay it through salary sacrifice so its easy on my credit rating. interest is competetive compated to my bank and manageable. Reviewed on: 11th June 2025

With Manchester credit union I have no worries with...

With Manchester credit union I have no worries with my finance. I have decided to use credit union more against all other financial institutions because of the reliability Reviewed on: 11th June 2025

Always easy to top up my family loan, simple and str...

Always easy to top up my family loan, simple and straightforward. If i need to speak to someone they are always available. Fast and effective at getting back to you and make it easy to do anything. Reviewed on: 11th June 2025

Such an amazing opportunity for Christmas or birthda...

Such an amazing opportunity for Christmas or birthdays when money is tight, the fact it comes out of your child benefit is amazing. Also the savings aspect of the repayments is another added bonus! After doing this for 3 years I have saved a substantial amount and I don’t even miss the money. Reviewed on: 11th June 2025

This Union for me

When I've needed help it has been easy and straight forward to get, and I've always found the interaction between myself and the agent I'm dealing with as really good, I would definitely recommend Reviewed on: 11th June 2025

Always helpful Never stress Always handy when you ne...

Always helpful Never stress Always handy when you need to top up your loan. Reviewed on: 11th June 2025

The best thing since sliced bread

I came to Manchester credit union a good few years back they not only helped me out financially but also to save money and I can’t thank them enough, their team go above and beyond for anyone and they are all so lovely! Reviewed on: 11th June 2025

Understanding to lower class and kind

Understanding to lower class and kind Reviewed on: 11th June 2025

great customer service and low interest rate

great customer service and low interest rate Reviewed on: 11th June 2025

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