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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

great service

Always helpful and great service Reviewed on: 12th June 2025

All staff are usually very friendly and helpful

All staff are usually very friendly and helpful Reviewed on: 12th June 2025

Always happy to help can be hard to reach by phone b...

Always happy to help can be hard to reach by phone but can always get a response online Reviewed on: 12th June 2025

Great and seamless customer experience

Great and seamless customer experience Reviewed on: 12th June 2025

Credit union have been Amazing.

Credit union have been Amazing. When I was spiralling into debt they gave me a loan to repay my debts that no other lenders would now I’m on the road to being debt free. Reviewed on: 12th June 2025

I have been using credit union for a few years now a...

I have been using credit union for a few years now and it has benefited me in many ways from loans to savings which I can’t access till I’ve paid off my outstanding loan which is very helpful Reviewed on: 11th June 2025

No problems from start to finish, great company.

No problems from start to finish, great company. Reviewed on: 11th June 2025

Helped me out in a crucial time.

Helped me out in a crucial time. Will be forever grateful Reviewed on: 11th June 2025

Received so much support..

Received so much support when setting up my account, applying for the family loan and even after with any questions I may have had, so friendly and above all such a positive experience Reviewed on: 11th June 2025

Affordable loans and savings for the future

Great service when I called up about loan products . Opted for a family loan . My request was made promptly . I love the fact that MCU take out some of the repayments to add to a savings account . I have set up a monthly direct debit to pay more into this account and it’s the first time I have made progress in saving some cash towards a house deposit . Exceptional service Reviewed on: 11th June 2025

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