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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very helpful people.

Very helpful people. Put me at ease while choosing a loan. Would highly recommend them. Reviewed on: 28th February 2025

Really quick and professional, would highly recommen...

Really quick and professional, would highly recommend and really affordable pay back. If you need to borrow the credit union are the one to be with. Can’t thank them enough for the help Reviewed on: 24th February 2025

They helped customer service was abit slow but are g...

They helped customer service was abit slow but are good Reviewed on: 24th February 2025

Self employed loan

After being denied for a few loans due to being self employed, MCU was able to offer me my full loan value at a great interest rate and their customer experience was on form. They did everything they said they would and even the lady on the phone personally went up to the loan office and made them aware that my case was time sensitive. 100% would recommend. Reviewed on: 21st February 2025

Amazing experience , very helpful

Amazing experience , very helpful Reviewed on: 21st February 2025

Always friendly and help in every way quick response...

Always friendly and help in every way quick response after applying for my revolving loan x Reviewed on: 12th February 2025

I've used CU for a number of years!

I've used CU for a number of years! I find the team are so supportive non judgemental and just amazing Reviewed on: 11th February 2025

I have been with Credit Union for years and has neve...

I have been with Credit Union for years and has never failed me when I need a loan Reviewed on: 11th February 2025

Amazing team work

Manchester credit union team is really amazing. I really like the way you guys are responding to each and every mail immediately. I’m so happy especially with Barbara.thank you so much team. Reviewed on: 7th February 2025

it’s so easy and accessible having no savings this h...

it’s so easy and accessible having no savings this helps me every year to save some money Reviewed on: 5th February 2025

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