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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester credit union have been brilliant with my...

Manchester credit union have been brilliant with my applications as I struggle with filling online stuff out they are extremely helpful and so very polite . Reviewed on: 31st January 2025

The whole Loan process was very smooth...

The whole Loan process was very smooth and the staff were very professional throughout. Happy to recommend and use again. Reviewed on: 30th January 2025

I was really struggling to top up my loan has I didn...

I was really struggling to top up my loan has I didn’t have a clue what I was doing and they helped me through every step and assured me that they would help and they did massively Reviewed on: 28th January 2025

The application process was so simple and got the an...

The application process was so simple and got the answer and approval quickly. Reviewed on: 24th January 2025

Cher is the best

I’m not sure how to spell the lady’s name but she was called Cher and she was the most loveliest of people and she was so helpful she did an amazing job and I hope she gets a raise Reviewed on: 21st January 2025

POOR customer service

Said I would be eligible for a small Loan once i paid off my current balance, then did not help me at all, left very frustrated Reviewed on: 6th August 2024

Thank you Manchester Credit Union!

"Exceptional service from a group of dedicated, friendly and helpful people." Reviewed on: 26th July 2022

Fantastic helper

Their rate is great and you can never see that anywhere at all. Thank you Reviewed on: 21st July 2022

A great tip to use the MCU

When I first found about about the MCU they said to open a savings account, and that they have good value loans, in case I ever needed one in the future. Reviewed on: 20th July 2022

Easy

The services are easy to understand, and to use. Reviewed on: 20th July 2022

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