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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Always there to help you straight away

Always there to help you straight away Reviewed on: 14th July 2025

Since joining credit union I have to say they are am...

Since joining credit union I have to say they are amazing! Great service you get from credit union always there if you need them Reviewed on: 14th July 2025

Safe and secure loan

Safe and secure loan, it feels safe to lend money, then only time I've ever felt that Reviewed on: 14th July 2025

Easy to use, love the new app update makes it easier...

Easy to use, love the new app update makes it easier to top up your loan and withdraw immediately, i use this all.tbe time and really.helps when I'm in a tough sopot Reviewed on: 14th July 2025

Amazing ! Deffo recommend

Manchester credit union are amazing they offer different loans. They offer one called a family loan which is really really beneficial for parents who are struggling as they can get this it doesn’t matter on your credit etc and it’s payed back through child benefit automatically so you don’t have to worry about missing payments it’s an amazing option for parents that struggle but have a bad credit score Reviewed on: 14th July 2025

Great app

Love the new app, it's so easy to use and get ur money into ur bank straight away. Reviewed on: 14th July 2025

Very helpfull and helps save Very easy to use and ve...

Very helpfull and helps save Very easy to use and very polite staff Reviewed on: 14th July 2025

I'm glad I went with credit union

I'm glad I went with credit union Reviewed on: 14th July 2025

MCU has been a help to me in term of financial need...

MCU has been a help to me in term of financial need and have been up to date with MCU very affordable rate Reviewed on: 14th July 2025

Really helps out when you need it and even with saving!

Really helps out when you need it and even with saving! Reviewed on: 14th July 2025

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