Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

View other Manchester Credit Union products

4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Great MCU

Manchester Credit Union is an outstanding banking service! Their customer care and professionalism is of the highest standard! I would highly recommend Manchester Credit Union to anyone who would like to keep their money safe and who appreciates a service that ordinary banks do not offer. Regards, Kevin Morris Reviewed on: 30th May 2022

Manchester credit union has being my rock. Helpful and efficient in their way of business

Manchester credit union is easy to access online and by dropping in at any branch , customer service is great Reviewed on: 30th May 2022

Brilliant company

They have been a massive help to me through this cost of living crisis an amazing helpful company with polite people working there Reviewed on: 27th May 2022

A port in a storm

Helps you to afford those unexpected bills, as well as encouraging you to save. Reviewed on: 26th May 2022

Great all round

Always had good experience never really had any problems Reviewed on: 26th May 2022

Friendly

The staff are very friendly and helpful. Reviewed on: 26th May 2022

service second to none

Manchester Credit Union, helpful friendly staff and service provided is the best for the community they help to improve their lives, thank you to all the staff Reviewed on: 25th May 2022

Amazing company

Can always rely on credit union never go anywhere else Reviewed on: 25th May 2022

Highly recommended.

Manchester Credit Union has helped me a great deal,staff there are very friendly, I would highly recommend to my friends and family. Reviewed on: 25th May 2022

Best way to save!!!!

I am a single parent and saving can be hard, i have managed to save in the credit union and use the money for holidays or other things for my son. I will always stay in the credit union and recommend to other people and colleges. Reviewed on: 25th May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Cash Converters 4.14 from 6 reviews
Loans
from Partners Credit Union 4.92 from 801 reviews
Loans
from M for Money Credit Union 4.94 from 53 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub