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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
50% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Joined a few years ago when experiencing money problems best thing I did. No extortionate APR like other loan companies

5
I’ve always got a loan and paid it off from my child benefit. Easier to work out my budgeting plus I av savings as well Reviewed on: 20th May 2022

Helping the community

5
I love the fact that a local credit union is available to help support the community and help those in more need by providing low/competitive loan interest rates. Reviewed on: 20th May 2022

Helpful, friendly eady to use

4
Easy to use, quick decision, helpful always some one on hand to seek help and advive from. Reviewed on: 20th May 2022

Excellent service

5
Very friendly helpful people Answered all my questions quickly Fast service Reviewed on: 20th May 2022

Amazing

5
Great team and really friendly highly recommend Reviewed on: 20th May 2022

Best service Ever!!!

5
I am a single mum who works very hard to provide for my family, with Manchester Credit Union I have found they have helped me when cash flow is need to proved the extra essetions I would not be able to afford ...the rates of pay back is great the staff are outstanding, kind and considerate well delivering the best service. The we'd site and online account are easy assessable and simple to use with my own cash withdrawals instant to your bank account. I find the Christmas saving club a life saver for me as the little savings add up and at the end of this year my family will have the best Christmas...I would like to take this opportunity to Thank all the Hard working friendly staff at Manchester Credit Union and say you all deserve a pat on the back so thank you X X X Reviewed on: 20th May 2022

Amazing

5
Always there when I have needed then easy straight forward and fair service Reviewed on: 19th May 2022

Fab company

5
Very professional and helpful. I feel at ease with speaking to them Reviewed on: 19th May 2022

Easy to save

5
Great that you can take your saving straight from your pay so you don't get taxed on them Reviewed on: 19th May 2022

Cradit union

5
Been with cradit Union for a wile now.. fast transfer for your cash.. its good to see ur account anytime. Reviewed on: 19th May 2022

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