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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2174 reviews)

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4.93

Based on 2,174 reviews, last reviewed 13th Mar 2026

46% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great!

Myself and my friends absolutely love credit union always there when you need it and great customer service. Reviewed on: 19th May 2022

Best loans

Really helpful with what loan you need and easy to contact.also helpful with payment dates and if you need to change due to circumstances.helps build credit score for young people .also helps you save aswell as paying back your loan . Reviewed on: 18th May 2022

The best

From the day I joined I've been more than happy with credit union. My only regret is I should have joined years ago. Reviewed on: 18th May 2022

A friendly helpful group

When I moved to the Manchester Credit Union they couldn't have been more helpful and made the change very straightforward. They are always there to help and are very friendly and approachable. Reviewed on: 18th May 2022

The best lender

Never let me down come birthday or shine! Reviewed on: 18th May 2022

Long term customer

I have used Manchester Credit Union for 10 years and they have always been able to help me in times of need and for that I will be forever grateful Reviewed on: 18th May 2022

Dr

Ethical and effective. The credit union that does not discriminate Reviewed on: 18th May 2022

Great

You have helped me so much over the last few years and I would be lost with out your help, Reviewed on: 18th May 2022

Welcoming

Manchester Credit Union-helpful, reliable and convenient Reviewed on: 18th May 2022

Really helpful and easy and affordable credit options.

I’ve been using MCU for quite a few years and I’ve always found that their services are all very user friendly and the staff are always very helpful. I like that they offer affordable credit solutions alongside savings. All round great service that I have recommended and would still recommend to others. Reviewed on: 18th May 2022

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