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Manchester Credit Union: Loans reviews

4.93
Based on 2,174 reviews, last reviewed 13th Mar 2026
46% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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0%

Latest highest rating:

5

Wonderful so helpful it's the best at needing afford... Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026
Jasmine Knight's avatar
Jasmine Knight

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2174)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

super quick and easy

5
They helped me brilliantly when I applied for a family loan l, it was so easy and understanding. Reviewed on: 18th May 2022

Great credit union

5
Kept well informed easy to deposit good web site Reviewed on: 18th May 2022

Excellent service

5
Amazing company always there when I need a little extra help. Reviewed on: 18th May 2022

By the people, for the people!

5
I can access my account/savings at any time of the day through the online app. There’s also lots of offers that encourage saving and you are able to get access to loans that you may not be able to get through your usual high street bank. Would highly recommend to others too! Excellent service for the communities. Reviewed on: 18th May 2022

Fantastically brilliant credit union

5
My experience over the years has been ABSOLUTELY good! Reviewed on: 18th May 2022

Perfect Credit Union

5
Have saved with a gold saver, Christmas saver and instant access savings account. Staff always helpful. Online account management is easy to use. Very happy with service and I know my money is safe Reviewed on: 18th May 2022

Amazing

5
They are really positive with customer service they go out their way to help others and take their time to enjoy what they need to do and what they can achieve when people smile laugh and get the help Reviewed on: 18th May 2022

Brilliant

4
My experience has been amazing! It has helped in so many ways possible. Reviewed on: 18th May 2022

One word perfect

5
They helped me get out of situations I was in they are amazing humans and love to help others struggling couldn’t thank them enough Reviewed on: 18th May 2022

Dont rip you of

5
I been a member of credit union for about 20 years and its helped me save and helped me with loans when need great staff to always try to help Reviewed on: 18th May 2022