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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2177 reviews)

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4.93

Based on 2,177 reviews, last reviewed 17th Mar 2026

30% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Absolutely fabulous!!

Have only good things to say about Manchester credit union. The service is fantastic, super quick responses and always friendly and helpful. The new app is great, it's easy to navigate your way around it. I've been with this union for years and can honestly say I'll remain with them for many more years. Reviewed on: 18th May 2022

Reliable!

When needed support guidance and assistance is there. Reviewed on: 18th May 2022

Very patient and understanding

Good service, and were very patient and understanding of the fact I’d lost my job, lovely staff never had an issue Reviewed on: 18th May 2022

Amazing customer service

I’ve got a loan with Manchester credit union and I could not recommend them more, every time I have needed to speak to someone they have been there to assist and help me in any way I need and are always very polite, a lovely company and definitely deserve this award! Reviewed on: 18th May 2022

One of the best I can ever trust

Manchester Credit Union is the best. I’ve been with them now for long and I can attest to this that they are saviours. They have saved me, my family and friends in times of need. I can go on and on and write testimonies about them. I’ve also introduced many people to them because they are trustworthy and reliable with a token interest on any money borrowed. I want to add they’re always considerate when you can’t pay the loan or having any difficulty, they will reduce or give you holiday payment. I will give them 10x ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Reviewed on: 18th May 2022

Available to all.

Friendly, affordable and accessible. Reviewed on: 18th May 2022

Best Customer Service.

I have found the best service as compared to other banks and loan providers. It’s very simple and quick they won’t waste our time. Reviewed on: 18th May 2022

Great help when needed!

I love the fact that when I had a loan not only was I paying it back weekly with manageable payments I was also saving up at the same time. Then I was impressed to find out that after 6 months of continuous payment you could apply for a 'TopUp' loan. The next best bit was clearing my balance & the payment going into my savings. Reviewed on: 18th May 2022

Excellent

MCU have provided Helpful, Efficient and Professional advice and guidance throughout my loan application (and afterwards). I would highly recommend their services to anyone! Reviewed on: 18th May 2022

100% recommend

Great company and a real help to people! Reviewed on: 18th May 2022

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