Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,177 reviews, last reviewed 17th Mar 2026
30% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely staff and great app ! Lovely staff and great app. Easy to work Reviewed on: 17th March 2026
Laura k's avatar
Laura k

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2177)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

The best service around top quality

5
The best service abwt keep you updated and was really helpful Reviewed on: 18th May 2022

Exellent

5
I would recommend you to my friends and family Reviewed on: 18th May 2022

Life saver

5
I had many loans over the years and helps me towards my parents funeral cost. Without support never been able to burie my parents with dignity. Thanks you so much and will also continue to recommend to others. Reviewed on: 18th May 2022

Loan affordable interest rate

5
Loans are affordable and the interest rate is low compared to other companies, getting loan is also not stressful. Customer friendly and easy process. Reviewed on: 18th May 2022

Easy to operate online during lockdown

3
Easy online access during Covid lockdown Reviewed on: 18th May 2022

Amazing!

5
Manchester credit union are amazing always there to support us in these tough times. Second to none service and perfect customer service at all times. Reviewed on: 18th May 2022

Fast, easy application.

5
Loans are fast paid same day. They take the money straight from child benefit, so you don’t have to worry about any missing payments. Application is easy to fill out. Reviewed on: 18th May 2022

Nesta

5
Credit union as been a life saver for me and also help me to save money Reviewed on: 18th May 2022

Excellent quick efficient service that has never failed me in my time of need!

5
I’ve been a member for a number of years and they have also helped me when needed Reviewed on: 18th May 2022

Great service Manchester Credit Union

5
Always offer great,efficent service. Reviewed on: 18th May 2022